/* RETIRUM / Guías AFORE V1. CSS encapsulado; no cambia el maestro. */
.rs-page--afore,.rs-page--afore-glosario{--af-blue:#062b5f;--af-deep:#001f45;--af-orange:#f36f21;--af-yellow:#f5b800;--af-ink:#10223c;--af-muted:#53677e;--af-line:#e1e8f1;--af-surface:#f5f8fc;--af-shadow:0 15px 38px rgba(0,31,69,.08)}
.rs-page--afore a:focus-visible,.rs-page--afore button:focus-visible,.rs-page--afore input:focus-visible,.rs-page--afore select:focus-visible,.rs-page--afore-glosario a:focus-visible,.rs-page--afore-glosario button:focus-visible,.rs-page--afore-glosario input:focus-visible,.rs-page--afore-glosario select:focus-visible{outline:3px solid #f5b800;outline-offset:3px}
.af-skip{position:absolute;top:-100px;left:16px;z-index:999;padding:13px 18px;background:#fff;color:#062b5f;border-radius:8px;font-weight:800}.af-skip:focus{top:10px}
.af-hero{padding:50px 0 64px;overflow:visible}
.af-hero .rs-breadcrumb{margin-bottom:27px}
.af-hero__grid{display:grid;grid-template-columns:minmax(0,.95fr) minmax(450px,1.05fr);align-items:start;gap:45px}
.af-hero__text{padding:28px 0 0;min-width:0}
.af-hero__text h1{font-size:clamp(2.65rem,4.3vw,4.35rem);line-height:1.02;margin:17px 0 20px;letter-spacing:-.052em}
.af-hero__text p{font-size:15px;line-height:1.78;color:rgba(255,255,255,.78);max-width:650px}
.af-hero__actions{display:flex;gap:10px;flex-wrap:wrap;margin:28px 0 24px}
.af-hero__actions .rs-btn{min-height:46px;font-size:10px}
.af-hero__actions .rs-btn--light{background:#fff;color:var(--af-blue)}
.af-hero__foot{padding:14px 0 0;border-top:1px solid rgba(255,255,255,.18);max-width:580px;font-size:11px!important}
.af-calc{min-width:0;padding:27px;border:1px solid rgba(255,255,255,.42);background:#fff;border-radius:20px;box-shadow:0 22px 58px rgba(0,15,40,.28);color:var(--af-ink)}
.af-calc__top{display:flex;align-items:flex-start;justify-content:space-between;gap:12px;margin-bottom:12px}
.af-calc__top h2{margin:8px 0;font-size:clamp(1.45rem,2.2vw,2rem);letter-spacing:-.035em;line-height:1.17;color:var(--af-blue)}
.af-calc__subtitle{color:var(--af-muted)!important;font-size:12px!important;line-height:1.6!important;margin:4px 0 15px!important}
.af-chip{display:inline-flex;padding:5px 10px;font-size:9px;font-weight:800;letter-spacing:.08em;color:#075b91;background:#e9f5fb;border-radius:99px;text-transform:uppercase}
.af-calc__mark{display:grid;grid-template-columns:repeat(3,8px);align-items:end;gap:4px;height:32px;flex:0 0 auto}.af-calc__mark i{background:#dcecf4;height:15px;border-radius:2px}.af-calc__mark i:nth-child(2){background:#167fba;height:24px}.af-calc__mark i:nth-child(3){background:#f5b800;height:32px}
.af-calc__fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}
.af-field{display:block;min-width:0}.af-field label{display:block;margin-bottom:6px;color:#1f3456;font-size:11px;font-weight:800}.af-field input,.af-field select{width:100%;min-width:0;min-height:46px;border:1px solid #cbd5e0;border-radius:8px;background:#fff;padding:10px 11px;color:#10223c;font-family:inherit;font-size:13px}.af-field input[readonly]{background:#f1f6fa;color:#062b5f;font-weight:800}.af-field small{display:block;margin-top:6px;color:#697d93;font-size:10px;line-height:1.5}
.af-calc__dates{font-size:10px;color:#667b8f;background:#f6f9fc;padding:9px 11px;border-radius:8px;margin:16px 0 0;line-height:1.55}
.af-calc__submit{width:100%;min-height:49px;margin-top:17px;border:0;background:var(--af-orange);color:#fff;text-align:center;font-size:11px;font-weight:850;letter-spacing:.055em;text-transform:uppercase;border-radius:7px}.af-calc__submit:hover{background:#d95b17}.af-calc__submit:disabled{opacity:.55;cursor:wait}
.af-calc__legal{font-size:10px!important;color:#637991!important;line-height:1.6!important;margin:12px 0 0!important}
.af-results{padding:48px 0 60px;background:var(--af-surface);border-bottom:1px solid var(--af-line)}
.af-results__head{display:flex;justify-content:space-between;align-items:flex-end;gap:20px;margin-bottom:23px;flex-wrap:wrap}
.af-results__head h2{margin:8px 0 6px;color:var(--af-blue);font-size:clamp(1.65rem,3vw,2.5rem);line-height:1.15}.af-results__head p{color:var(--af-muted);margin:0;font-size:13px}.af-results__head .rs-btn{min-height:39px}
.af-notice{padding:14px 16px;border-left:4px solid #f5b800;background:#fff9ed;border-radius:7px;color:#604b25;font-size:12px;line-height:1.7;margin:16px 0}.af-notice--error{border-left-color:#b73245;background:#fff0f1;color:#842333}.af-notice--success{border-left-color:#078d78;background:#eefaf7;color:#146757}
.af-kpis{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:12px;margin:23px 0}.af-kpi{padding:19px 17px;background:#fff;border:1px solid var(--af-line);border-radius:12px;box-shadow:var(--af-shadow);min-width:0}.af-kpi h3{margin:0 0 8px;color:#3b5370;font-size:11px}.af-kpi strong{display:block;font-size:clamp(1rem,1.6vw,1.55rem);color:var(--af-blue);overflow-wrap:anywhere;line-height:1.15}.af-kpi small{display:block;margin-top:7px;color:#637790;font-size:10px;line-height:1.5}
.af-output-card{padding:24px;background:#fff;border:1px solid var(--af-line);border-radius:15px;box-shadow:var(--af-shadow);margin-top:20px;min-width:0}.af-output-card h3{margin:0 0 7px;color:var(--af-blue);font-size:1.25rem}.af-output-card p{margin:0 0 12px;color:var(--af-muted);font-size:12px}.af-chart-wrap{height:330px;position:relative}.af-chart-wrap canvas{width:100%;height:100%}.af-table-wrap{max-width:100%;overflow:auto}.af-table{border-collapse:collapse;min-width:900px;width:100%;font-size:11px}.af-table th{padding:12px;background:#062b5f;color:#fff;text-align:right;white-space:nowrap}.af-table th:first-child,.af-table td:first-child{text-align:left}.af-table td{border-bottom:1px solid var(--af-line);padding:10px 12px;text-align:right;color:#384b61;white-space:nowrap}.af-table tbody tr:nth-child(even){background:#f6f8fa}
.af-bottom{padding:68px 0 85px;background:#fff}.af-layout{display:grid;grid-template-columns:260px minmax(0,1fr);gap:47px;align-items:start}.af-layout>*{min-width:0}.af-layout>aside{align-self:stretch}
.af-toc{position:sticky;top:92px;border:1px solid var(--af-line);border-radius:15px;background:#f7fafc;box-shadow:0 8px 22px rgba(6,43,95,.055);overflow:hidden;max-height:calc(100vh - 115px);overflow-y:auto}
.af-toc summary{list-style:none;cursor:pointer;padding:19px 20px;color:var(--af-blue);font-weight:800;font-size:12px;border-bottom:1px solid var(--af-line)}.af-toc summary::-webkit-details-marker{display:none}.af-toc summary::after{content:'−';float:right;color:var(--af-orange)}.af-toc:not([open]) summary::after{content:'+'}.af-toc ul{margin:0;padding:8px 9px 14px;list-style:none}.af-toc li{margin:0}.af-toc li a{display:block;padding:10px 11px;border-radius:7px;font-size:11px;line-height:1.42;color:#435b75;font-weight:650}.af-toc li a:hover,.af-toc li a.is-active{background:#e7f2f8;color:var(--af-blue)}.af-toc__extra{padding:16px;border-top:1px solid var(--af-line);font-size:11px}.af-toc__extra a{display:block;color:#075b91;font-weight:800;padding:7px 0}
.af-article{min-width:0}.af-section{padding:42px 0;border-bottom:1px solid var(--af-line);scroll-margin-top:28px}.af-section:first-child{padding-top:0}.af-section:last-child{border-bottom:0}.af-kicker{display:block;margin-bottom:10px;color:#9a561f;font-size:10px;font-weight:850;text-transform:uppercase;letter-spacing:.13em}.af-section h2{margin:0 0 17px;color:var(--af-deep);font-size:clamp(1.75rem,2.9vw,2.65rem);letter-spacing:-.045em;line-height:1.14}.af-section h3{color:var(--af-blue);font-size:1.16rem;line-height:1.3;margin:20px 0 10px}.af-section>p,.af-section li,.af-section .af-lead{color:#52667b;line-height:1.83;font-size:14px}.af-section .af-lead{font-size:16px;color:#334b65}.af-section p{margin:0 0 14px}.af-section a:not(.rs-btn){color:#075b91;text-decoration:underline;text-underline-offset:3px}.af-section ul{padding-left:19px;margin:13px 0 19px}.af-section li{margin:9px 0}.af-tiles{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin:21px 0}.af-tile{min-width:0;background:#fff;border:1px solid var(--af-line);border-radius:13px;padding:20px;box-shadow:0 7px 21px rgba(7,40,78,.04)}.af-tile h3{margin:0 0 9px;color:var(--af-blue);font-size:1.1rem}.af-tile p{margin:0;color:#52667b;font-size:13px;line-height:1.74}.af-tile--highlight{background:#eff7fb;border-color:#cde5f3}.af-table-scroll{overflow:auto;margin:22px 0;border-radius:11px;border:1px solid var(--af-line)}.af-info-table{border-collapse:collapse;width:100%;min-width:550px;font-size:12px}.af-info-table th{text-align:left;padding:13px 14px;background:#062b5f;color:#fff}.af-info-table td{padding:12px 14px;border-bottom:1px solid var(--af-line);color:#465b70;line-height:1.55}.af-info-table tr:last-child td{border-bottom:0}.af-info-table tr:nth-child(even) td{background:#f7fafd}.af-info-table strong{color:#062b5f}
.af-steps{counter-reset:afstep;list-style:none!important;margin:23px 0!important;padding:0!important;display:grid;gap:14px}.af-steps li{counter-increment:afstep;display:grid;grid-template-columns:38px 1fr;gap:15px;padding:16px 17px;border-radius:12px;border:1px solid var(--af-line);margin:0!important;background:#fff}.af-steps li::before{content:counter(afstep);display:grid;place-items:center;width:36px;height:36px;border-radius:10px;background:var(--af-orange);color:#fff;font-weight:900}.af-steps li strong{display:block;color:var(--af-blue)}
.af-qa{border:1px solid var(--af-line);border-radius:11px;overflow:hidden;margin:10px 0}.af-qa summary{cursor:pointer;padding:16px 19px;background:#f8fafc;font-size:13px;color:#062b5f;font-weight:800}.af-qa p{padding:15px 19px 19px;margin:0;font-size:13px;line-height:1.8;color:#52667b}
.af-cta{background:linear-gradient(123deg,#001f45,#062b5f 74%,#0c568c);border-radius:19px;padding:29px 32px;color:#fff;margin:25px 0 6px}.af-cta h3{color:#fff;margin:0 0 10px;font-size:1.5rem}.af-cta p{color:rgba(255,255,255,.78);font-size:13px;line-height:1.7}.af-cta .rs-card-actions{margin-top:18px}.af-cta .rs-btn--light{background:#fff;color:#062b5f}
.af-glossary-hero .rs-page-hero__content{max-width:1000px}.af-glossary-hero h1{font-size:clamp(2.75rem,5vw,4.6rem)}.af-glossary-hero .rs-breadcrumb{margin-bottom:28px}.af-glossary-hero{padding:56px 0 66px}
.af-glossary-controls{padding:23px 24px;background:#f8fafc;border:1px solid var(--af-line);border-radius:15px;display:grid;grid-template-columns:1fr 220px;gap:15px;align-items:end;margin:21px 0 12px}.af-glossary-controls .af-field small{margin-top:7px}.af-glossary-count{grid-column:1/-1;color:#61738c;font-size:11px;margin:0}
.af-alpha-nav{display:flex;gap:7px;flex-wrap:wrap;margin:20px 0 25px}.af-alpha-nav a{display:grid;place-items:center;min-width:30px;height:31px;padding:0 6px;border:1px solid var(--af-line);border-radius:6px;color:#075b91;font-weight:800;font-size:11px;text-decoration:none!important}.af-alpha-nav a:hover{background:#062b5f;color:#fff}
.af-glossary-letter{padding:17px 0 20px;border-bottom:1px solid var(--af-line);scroll-margin-top:20px}.af-glossary-letter h3{font-size:1.35rem;color:#062b5f;margin:0 0 14px}.af-glossary-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.af-term{padding:18px 19px;border:1px solid var(--af-line);border-radius:12px;background:#fff;min-width:0}.af-term h4{color:#062b5f;font-size:13px;line-height:1.45;margin:0 0 7px}.af-term p{font-size:12px;line-height:1.7;margin:0;color:#586a80}.af-term__tag{display:inline-block;font-size:9px;letter-spacing:.04em;text-transform:uppercase;color:#8b4c1c;font-weight:800;margin-top:10px}.af-empty{border:1px dashed #bacbdb;padding:22px;text-align:center;color:#53677e;border-radius:10px;margin:18px 0}
@media(max-width:1150px){.af-hero__grid{grid-template-columns:minmax(0,.83fr) minmax(420px,1fr);gap:28px}.af-kpis{grid-template-columns:repeat(3,minmax(0,1fr))}.af-layout{grid-template-columns:235px minmax(0,1fr);gap:30px}}
@media(max-width:950px){.af-hero__grid{grid-template-columns:1fr}.af-hero__text{padding-top:0}.af-hero__text h1{max-width:740px}.af-calc{width:100%;max-width:850px}.af-layout{grid-template-columns:1fr}.af-layout>aside{align-self:start}.af-toc{position:static;max-height:none}.af-toc ul{display:grid;grid-template-columns:repeat(2,minmax(0,1fr))}.af-toc__extra{display:flex;flex-wrap:wrap;gap:15px}.af-results{padding:45px 0}.af-bottom{padding:50px 0 70px}}
@media(max-width:680px){.af-hero{padding:36px 0 50px}.af-hero__text h1{font-size:clamp(2.35rem,11vw,3.6rem)}.af-hero__actions{display:grid}.af-hero__actions .rs-btn{width:100%}.af-calc{padding:22px 19px}.af-calc__fields{grid-template-columns:1fr}.af-kpis{grid-template-columns:repeat(2,minmax(0,1fr))}.af-output-card{padding:19px 14px}.af-chart-wrap{height:260px}.af-toc ul{grid-template-columns:1fr}.af-section{padding:30px 0}.af-tiles{grid-template-columns:1fr}.af-glossary-controls{grid-template-columns:1fr;padding:19px}.af-glossary-list{grid-template-columns:1fr}.af-glossary-hero{padding:42px 0 50px}.af-cta{padding:25px 20px}}
@media(max-width:380px){.af-kpis{grid-template-columns:1fr}.af-calc{padding:19px 16px}.af-section h2{font-size:1.8rem}}
@media(prefers-reduced-motion:reduce){.rs-page--afore *, .rs-page--afore-glosario *{scroll-behavior:auto!important}}

/* Afinaciones de contraste y visualización del hero */
.rs-page--afore .af-calc .af-calc__dates{color:#405a70!important;font-size:11px!important;line-height:1.55!important}
.rs-page--afore .af-calc .af-calc__dates strong,.rs-page--afore .af-calc .af-calc__dates code{color:#082e61!important;font-weight:800}
@media (min-width:380px) and (max-width:680px){.rs-page--afore .af-hero__actions{display:grid;grid-template-columns:1fr 1fr}.rs-page--afore .af-hero__actions .rs-btn{min-height:45px;padding-inline:8px;font-size:9px}}