/* =========================================================
   STYLE2.CSS — HOME / INDEX BASE
   Source: retirum-banamex.css
   ========================================================= */

:root{
  --rb-blue:#00327c;
  --rb-blue-2:#0046ad;
  --rb-blue-3:#0066d9;
  --rb-blue-dark:#001f4f;
  --rb-orange:#f47521;
  --rb-ink:#0f172a;
  --rb-text:#475569;
  --rb-muted:#64748b;
  --rb-line:#dbe4f0;
  --rb-soft:#f4f7fb;
  --rb-soft-2:#eef4fb;
  --rb-white:#ffffff;
  --rb-shadow:0 18px 45px rgba(15,23,42,.12);
  --rb-radius:22px;
  --rb-radius-sm:14px;
  --rb-font:"Montserrat",Helvetica,Arial,sans-serif;
  --rb-serif:"Crimson Text","Times New Roman",serif;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:#fff;color:var(--rb-text);font-family:var(--rb-font);font-size:16px;line-height:1.55}
a{color:inherit;text-decoration:none}
img{max-width:100%;height:auto;display:block}
button,input,select{font:inherit}
button{cursor:pointer}

.rb-page{min-height:100vh;overflow:hidden;background:#fff}
.rb-container{width:min(1180px,calc(100% - 32px));margin:0 auto}
.rb-kicker{display:inline-flex;align-items:center;gap:8px;margin-bottom:14px;color:var(--rb-blue-2);font-size:12px;font-weight:800;letter-spacing:.12em;text-transform:uppercase}
.rb-kicker::before{content:"";width:24px;height:3px;border-radius:99px;background:var(--rb-orange)}
.rb-pill{display:inline-flex;align-items:center;width:max-content;padding:7px 12px;border-radius:999px;background:#eaf2ff;color:var(--rb-blue-2);font-size:11px;font-weight:800;letter-spacing:.08em;text-transform:uppercase}
.rb-pill--light{background:rgba(255,255,255,.14);color:#fff}
.rb-muted{color:var(--rb-muted);font-size:14px}
.rb-legal{margin-top:14px;color:#7b8aa4;font-size:12px;line-height:1.45}

.rb-topbar{background:var(--rb-blue-dark);color:#dbeafe;font-size:12px;font-weight:700}
.rb-topbar__inner{display:flex;align-items:center;justify-content:space-between;min-height:38px;gap:18px}
.rb-topbar__links,.rb-topbar__contact{display:flex;align-items:center;gap:20px;flex-wrap:wrap}
.rb-topbar a{opacity:.92;transition:opacity .2s ease,color .2s ease}
.rb-topbar a:hover{opacity:1;color:#fff}

.rb-navbar{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--rb-line);box-shadow:0 8px 25px rgba(15,23,42,.05)}
.rb-navbar__inner{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:76px}
.rb-brand{display:inline-flex;align-items:center;flex:0 0 auto}
.rb-brand img{max-height:42px;width:auto}
.rb-nav{display:flex;align-items:center;justify-content:center;gap:26px;margin-left:auto}
.rb-nav a{color:#22324b;font-size:13px;font-weight:800;letter-spacing:.02em;position:relative}
.rb-nav a::after{content:"";position:absolute;left:0;right:0;bottom:-8px;height:3px;border-radius:999px;background:var(--rb-orange);transform:scaleX(0);transform-origin:left;transition:transform .2s ease}
.rb-nav a:hover::after{transform:scaleX(1)}
.rb-nav-cta{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:12px 18px;border-radius:999px;background:var(--rb-blue-2);color:#fff;font-size:12px;font-weight:800;letter-spacing:.04em;text-transform:uppercase;box-shadow:0 10px 24px rgba(0,70,173,.18);transition:background .2s ease,transform .2s ease,box-shadow .2s ease}
.rb-nav-cta:hover{background:var(--rb-blue-dark);transform:translateY(-1px);box-shadow:0 14px 28px rgba(0,70,173,.24)}
.rb-menu-toggle{display:none;width:44px;height:44px;border:1px solid var(--rb-line);border-radius:12px;background:#fff;padding:10px}
.rb-menu-toggle span{display:block;width:100%;height:2px;background:var(--rb-blue-dark);border-radius:99px;margin:5px 0}

.rb-hero{position:relative;padding:70px 0 62px;background:linear-gradient(120deg,#f7fbff 0%,#eef6ff 52%,#fff 100%)}
.rb-hero::before{content:"";position:absolute;right:-160px;top:-180px;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,rgba(0,102,217,.16),rgba(0,102,217,0) 68%)}
.rb-hero__grid{position:relative;display:grid;grid-template-columns:1.12fr .88fr;gap:42px;align-items:center}
.rb-hero__content h1{margin:0;color:var(--rb-ink);font-size:clamp(38px,5.2vw,68px);line-height:1.02;letter-spacing:-.05em;font-weight:900}
.rb-lead{max-width:680px;margin:22px 0 0;color:#334155;font-size:18px;line-height:1.7}
.rb-hero__actions{display:flex;align-items:center;gap:14px;flex-wrap:wrap;margin-top:30px}
.rb-btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:13px 22px;border-radius:9px;border:1px solid transparent;font-family:var(--rb-font);font-size:13px;font-weight:700;line-height:1.2;letter-spacing:.04em;text-align:center;text-transform:uppercase;transition:background-color .2s ease,border-color .2s ease,color .2s ease,transform .2s ease,box-shadow .2s ease}
.rb-btn:hover{transform:translateY(-1px)}
.rb-btn--primary{background:var(--rb-blue-2);border-color:var(--rb-blue-2);color:#fff;box-shadow:0 8px 18px rgba(0,70,173,.18)}
.rb-btn--primary:hover{background:var(--rb-blue-dark);border-color:var(--rb-blue-dark);box-shadow:0 10px 24px rgba(0,70,173,.28)}
.rb-btn--secondary{background:#fff;border-color:#b8c8dd;color:var(--rb-blue-dark)}
.rb-btn--secondary:hover{border-color:var(--rb-blue-2);color:var(--rb-blue-2);box-shadow:0 8px 18px rgba(15,23,42,.08)}
.rb-btn--light{background:#fff;border-color:#fff;color:var(--rb-blue-dark);box-shadow:0 10px 22px rgba(0,0,0,.12)}
.rb-hero__proof{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;max-width:650px;margin-top:34px}
.rb-hero__proof div{padding:18px;border:1px solid rgba(0,70,173,.12);border-radius:18px;background:rgba(255,255,255,.78);box-shadow:0 12px 32px rgba(15,23,42,.06)}
.rb-hero__proof strong{display:block;color:var(--rb-blue-2);font-size:28px;line-height:1;font-weight:900}
.rb-hero__proof span{display:block;margin-top:6px;color:#475569;font-size:12px;font-weight:700}

.rb-diagnostic-card{background:#fff;border:1px solid rgba(0,70,173,.12);border-radius:var(--rb-radius);padding:30px;box-shadow:var(--rb-shadow)}
.rb-diagnostic-card h2,.rb-simulator__controls h3,.rb-simulator__results h3,.rb-modal h2{margin:14px 0 8px;color:var(--rb-ink);font-size:28px;line-height:1.12;font-weight:900;letter-spacing:-.03em}
.rb-diagnostic-card p{margin:0 0 18px;color:var(--rb-muted)}
.rb-form{display:grid;gap:10px;text-align:left}
.rb-form label{color:#1e293b;font-size:12px;font-weight:800;letter-spacing:.04em;text-transform:uppercase}
.rb-form input,.rb-form select{width:100%;min-height:46px;border:1px solid #cbd8ea;border-radius:10px;background:#fff;color:#0f172a;padding:11px 13px;outline:none;transition:border-color .2s ease,box-shadow .2s ease}
.rb-form input:focus,.rb-form select:focus{border-color:var(--rb-blue-2);box-shadow:0 0 0 4px rgba(0,70,173,.12)}
.rb-form__button{width:100%;margin-top:8px}
.rb-honeypot{position:absolute;left:-9999px;top:auto;width:1px;height:1px;overflow:hidden}
.rb-alert{margin:15px 0;padding:12px 14px;border-radius:12px;font-size:13px;line-height:1.45}
.rb-alert--success{background:#ecfdf5;color:#065f46;border:1px solid #a7f3d0}
.rb-alert--error{background:#fef2f2;color:#991b1b;border:1px solid #fecaca}

.rb-quick-actions{padding:38px 0;background:#fff;border-top:1px solid var(--rb-line);border-bottom:1px solid var(--rb-line)}
.rb-section-head{max-width:760px;margin:0 auto 34px;text-align:center}
.rb-section-head--inline{max-width:none;display:flex;align-items:flex-end;justify-content:space-between;gap:24px;text-align:left;margin-bottom:22px}
.rb-section-head h2,.rb-band h2,.rb-help h2{margin:0;color:var(--rb-ink);font-size:clamp(30px,4vw,46px);line-height:1.08;font-weight:900;letter-spacing:-.04em}
.rb-section-head p,.rb-help p,.rb-band p{margin:14px 0 0;color:var(--rb-muted);font-size:16px;line-height:1.7}
.rb-action-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}
.rb-action-grid a{display:grid;gap:8px;min-height:148px;padding:22px;border:1px solid var(--rb-line);border-radius:18px;background:#fff;box-shadow:0 10px 26px rgba(15,23,42,.05);transition:border-color .2s ease,transform .2s ease,box-shadow .2s ease}
.rb-action-grid a:hover{border-color:var(--rb-blue-2);transform:translateY(-3px);box-shadow:0 18px 38px rgba(15,23,42,.10)}
.rb-action-grid span{color:var(--rb-orange);font-size:12px;font-weight:900;letter-spacing:.1em}
.rb-action-grid strong{color:var(--rb-ink);font-size:18px;line-height:1.15}
.rb-action-grid small{color:var(--rb-muted);font-size:13px;line-height:1.45}

.rb-section{padding:76px 0;background:#fff}
.rb-section--soft{background:var(--rb-soft)}
.rb-card-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}
.rb-product-card{min-height:270px;display:flex;flex-direction:column;padding:26px;border:1px solid var(--rb-line);border-radius:var(--rb-radius-sm);background:#fff;box-shadow:0 14px 30px rgba(15,23,42,.06);transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease}
.rb-product-card:hover{transform:translateY(-4px);border-color:rgba(0,70,173,.35);box-shadow:var(--rb-shadow)}
.rb-product-card span{width:max-content;padding:7px 10px;border-radius:999px;background:#eaf2ff;color:var(--rb-blue-2);font-size:11px;font-weight:900;letter-spacing:.08em;text-transform:uppercase}
.rb-product-card h3{margin:22px 0 10px;color:var(--rb-ink);font-size:22px;line-height:1.15;font-weight:900;letter-spacing:-.02em}
.rb-product-card p{margin:0 0 24px;color:var(--rb-muted);font-size:14px;line-height:1.65}
.rb-product-card a{margin-top:auto;color:var(--rb-blue-2);font-size:12px;font-weight:900;letter-spacing:.06em;text-transform:uppercase}

.rb-simulator{position:relative;padding:82px 0;background:linear-gradient(180deg,#f5f9ff 0%,#fff 100%)}
.rb-simulator__box{position:relative;display:grid;grid-template-columns:1.05fr .95fr;gap:22px;padding:22px;border:1px solid rgba(0,70,173,.12);border-radius:30px;background:#fff;box-shadow:var(--rb-shadow)}
.rb-simulator__controls,.rb-simulator__results{border-radius:22px;padding:30px}
.rb-simulator__controls{background:#fff;border:1px solid var(--rb-line)}
.rb-simulator__results{background:linear-gradient(145deg,var(--rb-blue-dark),var(--rb-blue-2));color:#fff;box-shadow:inset 0 1px 0 rgba(255,255,255,.12)}
.rb-simulator__results h3{color:#fff}
.rb-simulator__results .rb-muted{color:#dbeafe}
.rb-range-field{margin-top:22px}
.rb-range-field__top{display:flex;align-items:center;justify-content:space-between;gap:18px;margin-bottom:8px}
.rb-range-field label,.rb-fixed-value strong,.rb-tax-box strong{color:#1e293b;font-size:13px;font-weight:900;letter-spacing:.03em;text-transform:uppercase}
.rb-range-field__top strong{color:var(--rb-blue-2);font-size:15px}
.rb-range{width:100%;height:8px;border-radius:999px;outline:none;appearance:none;background:linear-gradient(to right,var(--rb-blue-2) 0%,var(--rb-blue-2) var(--range-progress,0%),#dbe4f0 var(--range-progress,0%),#dbe4f0 100%)}
.rb-range::-webkit-slider-thumb{appearance:none;width:22px;height:22px;border-radius:50%;background:#fff;border:5px solid var(--rb-blue-2);box-shadow:0 4px 14px rgba(0,70,173,.28)}
.rb-range::-moz-range-thumb{width:14px;height:14px;border-radius:50%;background:#fff;border:5px solid var(--rb-blue-2);box-shadow:0 4px 14px rgba(0,70,173,.28)}
.rb-range-field__limits{display:flex;align-items:center;justify-content:space-between;margin-top:8px;color:#7b8aa4;font-size:12px;font-weight:700}
.rb-fixed-value,.rb-tax-box{display:flex;align-items:center;justify-content:space-between;gap:18px;margin-top:22px;padding:16px;border:1px solid var(--rb-line);border-radius:16px;background:var(--rb-soft)}
.rb-fixed-value small,.rb-tax-box small{display:block;margin-top:4px;color:var(--rb-muted);font-size:12px}
.rb-fixed-value span{display:inline-flex;align-items:center;justify-content:center;min-width:64px;height:48px;border-radius:12px;background:#fff;color:var(--rb-blue-2);font-weight:900;font-size:20px}
.rb-toggle{display:flex;gap:8px;flex:0 0 auto}
.rb-toggle button{min-width:52px;height:40px;border:1px solid #cbd8ea;border-radius:999px;background:#fff;color:var(--rb-blue-dark);font-size:12px;font-weight:900;text-transform:uppercase;transition:background .2s ease,color .2s ease,border-color .2s ease}
.rb-toggle button.is-active{background:var(--rb-blue-2);border-color:var(--rb-blue-2);color:#fff}
.rb-results-list{display:grid;gap:0;margin:22px 0;padding:0}
.rb-results-list div{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:14px 0;border-bottom:1px solid rgba(255,255,255,.14)}
.rb-results-list dt{color:#dbeafe;font-size:13px;font-weight:700}
.rb-results-list dd{margin:0;color:#fff;font-size:17px;font-weight:900;text-align:right}
.rb-result-highlight{margin-top:22px;padding:24px;border-radius:20px;background:#fff;color:var(--rb-ink);box-shadow:0 14px 35px rgba(0,0,0,.18)}
.rb-result-highlight span{display:block;color:var(--rb-muted);font-size:12px;font-weight:900;letter-spacing:.08em;text-transform:uppercase}
.rb-result-highlight strong{display:block;margin-top:8px;color:var(--rb-blue-2);font-size:clamp(30px,4vw,46px);line-height:1;font-weight:900;letter-spacing:-.04em}
.rb-result-highlight small{display:block;margin-top:10px;color:var(--rb-muted);font-size:12px;line-height:1.45}
.rb-simulator__cta{width:100%;margin-top:22px;background:#fff;border-color:#fff;color:var(--rb-blue-dark);box-shadow:0 12px 28px rgba(0,0,0,.18)}
.rb-simulator__cta:hover{background:#f8fbff;color:var(--rb-blue-dark);border-color:#f8fbff}

.rb-modal[hidden]{display:none !important}
.rb-modal{position:absolute;inset:0;z-index:20;display:flex;align-items:center;justify-content:center;padding:20px}
.rb-modal__backdrop{position:absolute;inset:0;background:rgba(15,23,42,.32);backdrop-filter:blur(2px);border-radius:30px}
.rb-modal__dialog{position:relative;width:min(430px,100%);max-height:min(680px,calc(100vh - 40px));overflow:auto;padding:28px;border-radius:22px;background:#fff;box-shadow:0 24px 60px rgba(15,23,42,.26);text-align:left}
.rb-modal__dialog p{margin:10px 0 20px;color:var(--rb-muted);line-height:1.65}
.rb-modal__close{position:absolute;top:14px;right:14px;width:38px;height:38px;border:1px solid var(--rb-line);border-radius:50%;background:#fff;color:var(--rb-ink);font-size:24px;line-height:1}
.rb-modal__dialog--success{text-align:center}
.rb-modal__dialog--success .rb-pill{margin:0 auto}
.rb-modal-open{overflow:hidden}

.rb-band{padding:60px 0;background:linear-gradient(120deg,var(--rb-blue-dark),var(--rb-blue-2));color:#fff}
.rb-band__grid{display:grid;grid-template-columns:1fr .8fr auto;gap:28px;align-items:center}
.rb-band .rb-kicker{color:#fff}
.rb-band .rb-kicker::before{background:var(--rb-orange)}
.rb-band h2{color:#fff;font-size:clamp(28px,3.4vw,42px)}
.rb-band p{color:#dbeafe;margin:0}

.rb-tool-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}
.rb-tool-grid a{display:block;padding:24px;border-radius:18px;background:#fff;border:1px solid var(--rb-line);box-shadow:0 12px 28px rgba(15,23,42,.06);transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease}
.rb-tool-grid a:hover{transform:translateY(-3px);border-color:var(--rb-blue-2);box-shadow:var(--rb-shadow)}
.rb-tool-grid strong{display:block;color:var(--rb-ink);font-size:18px;line-height:1.18}
.rb-tool-grid span{display:block;margin-top:10px;color:var(--rb-muted);font-size:13px;line-height:1.55}

.rb-help{padding:72px 0;background:#fff}
.rb-help__grid{display:grid;grid-template-columns:1fr auto;gap:30px;align-items:center;padding:34px;border:1px solid var(--rb-line);border-radius:26px;background:linear-gradient(120deg,#fff,#f5f9ff);box-shadow:var(--rb-shadow)}
.rb-help__actions{display:flex;gap:12px;flex-wrap:wrap;justify-content:flex-end}

.rb-footer{background:#081a33;color:#cbd5e1;padding:58px 0 20px}
.rb-footer__grid{display:grid;grid-template-columns:1.3fr repeat(3,1fr);gap:34px}
.rb-footer__logo{max-width:160px;margin-bottom:16px}
.rb-footer p{margin:0;color:#94a3b8;font-size:14px;line-height:1.7}
.rb-footer nav{display:grid;gap:9px;align-content:start}
.rb-footer nav strong{display:block;margin-bottom:4px;color:#fff;font-size:13px;font-weight:900;letter-spacing:.08em;text-transform:uppercase}
.rb-footer nav a{color:#cbd5e1;font-size:14px;transition:color .2s ease}
.rb-footer nav a:hover{color:#fff}
.rb-footer__bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:34px;padding-top:18px}
.rb-footer__bottom p{font-size:12px}

.investment-tab{position:fixed;top:50%;right:0;z-index:80;display:inline-flex;align-items:center;justify-content:center;width:52px;min-height:230px;padding:16px 10px;border-radius:9px 0 0 9px;background:var(--rb-blue-2);border:1px solid var(--rb-blue-2);color:#fff !important;box-shadow:0 8px 18px rgba(0,70,173,.18);text-decoration:none;transform:translateY(-50%);transition:width .2s ease,background-color .2s ease,border-color .2s ease,box-shadow .2s ease}
.investment-tab span{display:block;font-family:var(--rb-font);font-size:14px;font-weight:700;line-height:1.2;letter-spacing:.04em;text-align:center;text-transform:uppercase;color:#fff !important;writing-mode:vertical-rl;text-orientation:mixed;transform:rotate(180deg)}
.investment-tab:hover,.investment-tab:focus-visible{width:58px;background:var(--rb-blue-dark);border-color:var(--rb-blue-dark);box-shadow:0 10px 24px rgba(0,70,173,.28);text-decoration:none}
.investment-tab:focus-visible{outline:3px solid var(--rb-orange);outline-offset:3px}
.rb-whatsapp{position:fixed;right:18px;bottom:18px;z-index:90;width:58px;height:58px;border-radius:50%;display:flex;align-items:center;justify-content:center;background:#25d366;box-shadow:0 14px 30px rgba(0,0,0,.22)}
.rb-whatsapp img{width:34px;height:34px;object-fit:contain}

@media (max-width:1100px){
  .rb-nav{gap:16px}
  .rb-card-grid,.rb-tool-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .rb-action-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .rb-band__grid{grid-template-columns:1fr}
}

@media (max-width:900px){
  .rb-topbar__inner{justify-content:center;text-align:center}
  .rb-topbar__links{display:none}
  .rb-navbar__inner{min-height:68px}
  .rb-menu-toggle{display:block;order:3}
  .rb-nav-cta{display:none}
  .rb-nav{position:absolute;left:16px;right:16px;top:calc(100% + 10px);display:none;flex-direction:column;align-items:stretch;padding:16px;border:1px solid var(--rb-line);border-radius:18px;background:#fff;box-shadow:var(--rb-shadow)}
  .rb-nav.is-open{display:flex}
  .rb-nav a{padding:12px;border-radius:10px;background:#f8fbff}
  .rb-nav a::after{display:none}
  .rb-hero{padding:48px 0}
  .rb-hero__grid,.rb-simulator__box,.rb-help__grid{grid-template-columns:1fr}
  .rb-section-head--inline{display:block;text-align:center}
  .rb-section-head--inline p{margin-left:auto;margin-right:auto}
  .rb-hero__proof{grid-template-columns:1fr}
  .rb-footer__grid{grid-template-columns:1fr 1fr}
}

@media (max-width:640px){
  .rb-container{width:min(100% - 24px,1180px)}
  .rb-hero__content h1{font-size:38px}
  .rb-lead{font-size:16px}
  .rb-hero__actions,.rb-help__actions{align-items:stretch;flex-direction:column}
  .rb-btn{width:100%}
  .rb-diagnostic-card,.rb-simulator__controls,.rb-simulator__results{padding:22px}
  .rb-section{padding:56px 0}
  .rb-action-grid,.rb-card-grid,.rb-tool-grid{grid-template-columns:1fr}
  .rb-simulator__box{padding:12px;border-radius:22px}
  .rb-tax-box,.rb-fixed-value{align-items:flex-start;flex-direction:column}
  .rb-toggle{width:100%}
  .rb-toggle button{flex:1}
  .rb-results-list div{align-items:flex-start;flex-direction:column;gap:6px}
  .rb-results-list dd{text-align:left}
  .rb-modal{padding:14px}
  .rb-modal__backdrop{border-radius:22px}
  .rb-modal__dialog{padding:22px}
  .rb-footer__grid{grid-template-columns:1fr}
  .investment-tab{width:46px;min-height:205px;padding:14px 8px;border-radius:9px 0 0 9px}
  .investment-tab span{font-size:12px;font-weight:700;line-height:1.2;letter-spacing:.04em}
  .investment-tab:hover,.investment-tab:focus-visible{width:50px}
  .rb-whatsapp{width:54px;height:54px;right:14px;bottom:14px}
}


/* =========================================================
   STYLE2.CSS — SECONDARY PAGES BASE
   Source: retirum-secundarias-banamex.css
   ========================================================= */

/* =========================================================
   RETIRUM — ESTÁNDAR PÁGINAS SECUNDARIAS
   Inspiración estructural: banca digital tipo Banamex.
   No replica marca, textos ni assets de terceros.
   ========================================================= */

:root{
  --rs-blue:#00327c;
  --rs-blue-2:#0046ad;
  --rs-blue-3:#2f6fc6;
  --rs-blue-dark:#061f45;
  --rs-orange:#f47521;
  --rs-ink:#0f172a;
  --rs-text:#475569;
  --rs-muted:#64748b;
  --rs-line:#d9e4f2;
  --rs-soft:#f4f7fb;
  --rs-soft-2:#edf4fc;
  --rs-white:#ffffff;
  --rs-radius-xl:28px;
  --rs-radius:20px;
  --rs-radius-sm:12px;
  --rs-shadow:0 16px 38px rgba(15,23,42,.10);
  --rs-shadow-soft:0 10px 24px rgba(15,23,42,.07);
  --rs-font:"Montserrat",Helvetica,Arial,sans-serif;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  background:#fff;
  color:var(--rs-text);
  font-family:var(--rs-font);
  font-size:16px;
  line-height:1.6;
}
a{color:inherit;text-decoration:none}
img{max-width:100%;height:auto;display:block}
button{font:inherit;cursor:pointer}

.rs-page{min-height:100vh;background:#fff;overflow-x:hidden}
.rs-container{width:min(1180px,calc(100% - 32px));margin:0 auto}

/* Header */
.rs-topbar{
  background:var(--rs-blue-dark);
  color:#dbeafe;
  font-size:12px;
  font-weight:700;
}
.rs-topbar__inner{
  min-height:38px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:20px;
}
.rs-topbar__links,
.rs-topbar__contact{display:flex;align-items:center;gap:22px;flex-wrap:wrap}
.rs-topbar a{opacity:.92;transition:opacity .2s ease,color .2s ease}
.rs-topbar a:hover{opacity:1;color:#fff}

.rs-navbar{
  position:sticky;
  top:0;
  z-index:60;
  background:#fff;
  border-bottom:1px solid var(--rs-line);
  box-shadow:0 6px 18px rgba(15,23,42,.05);
}
.rs-navbar__inner{
  min-height:76px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:24px;
}
.rs-brand{display:inline-flex;align-items:center;flex:0 0 auto}
.rs-brand img{max-height:42px;width:auto}
.rs-nav{display:flex;align-items:center;justify-content:center;gap:26px;margin-left:auto}
.rs-nav a{
  position:relative;
  color:#20324f;
  font-size:13px;
  font-weight:800;
  letter-spacing:.02em;
  white-space:nowrap;
}
.rs-nav a::after{
  content:"";
  position:absolute;
  left:0;
  right:0;
  bottom:-9px;
  height:3px;
  border-radius:99px;
  background:var(--rs-orange);
  transform:scaleX(0);
  transform-origin:left;
  transition:transform .2s ease;
}
.rs-nav a:hover::after,
.rs-nav a.is-active::after{transform:scaleX(1)}
.rs-nav-cta{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-height:44px;
  padding:11px 18px;
  border-radius:999px;
  background:var(--rs-blue-2);
  color:#fff;
  font-size:12px;
  font-weight:800;
  letter-spacing:.04em;
  text-transform:uppercase;
  box-shadow:0 10px 22px rgba(0,70,173,.18);
  transition:background .2s ease,transform .2s ease,box-shadow .2s ease;
}
.rs-nav-cta:hover{
  background:var(--rs-blue-dark);
  transform:translateY(-1px);
  box-shadow:0 14px 28px rgba(0,70,173,.26);
}
.rs-menu-toggle{
  display:none;
  width:44px;
  height:44px;
  border:1px solid var(--rs-line);
  border-radius:12px;
  background:#fff;
  padding:10px;
}
.rs-menu-toggle span{
  display:block;
  height:2px;
  width:100%;
  margin:5px 0;
  background:var(--rs-blue-dark);
  border-radius:99px;
}

/* Hero secundario */
.rs-page-hero{
  position:relative;
  padding:44px 0 52px;
  background:
    radial-gradient(circle at right top,rgba(0,70,173,.12),transparent 34%),
    linear-gradient(180deg,#f8fbff 0%,#eef5fd 100%);
  border-bottom:1px solid var(--rs-line);
}
.rs-breadcrumb{
  display:flex;
  align-items:center;
  gap:8px;
  margin-bottom:28px;
  color:#637997;
  font-size:12px;
  font-weight:700;
}
.rs-breadcrumb a{color:var(--rs-blue-2)}
.rs-page-hero__content{max-width:880px}
.rs-kicker{
  display:inline-flex;
  align-items:center;
  gap:8px;
  margin-bottom:14px;
  color:var(--rs-blue-2);
  font-size:12px;
  font-weight:900;
  letter-spacing:.12em;
  text-transform:uppercase;
}
.rs-kicker::before{
  content:"";
  width:26px;
  height:3px;
  border-radius:99px;
  background:var(--rs-orange);
}
.rs-kicker--light{color:#fff}
.rs-kicker--light::before{background:var(--rs-orange)}
.rs-page-hero h1{
  margin:0;
  color:var(--rs-ink);
  font-size:clamp(34px,4.2vw,56px);
  line-height:1.05;
  letter-spacing:-.04em;
  font-weight:900;
}
.rs-page-hero p{
  max-width:820px;
  margin:18px 0 0;
  color:#334155;
  font-size:17px;
  line-height:1.75;
}

/* Secciones */
.rs-section{padding:66px 0;background:#fff}
.rs-section--soft{background:var(--rs-soft)}
.rs-section-head{
  max-width:840px;
  margin:0 auto 32px;
  text-align:center;
}
.rs-section-head h2{
  margin:0;
  color:var(--rs-ink);
  font-size:clamp(28px,3.4vw,42px);
  line-height:1.12;
  letter-spacing:-.035em;
  font-weight:900;
}
.rs-section-head p{
  margin:14px auto 0;
  color:var(--rs-muted);
  font-size:16px;
  line-height:1.75;
}
.rs-brand-strip{
  width:max-content;
  max-width:100%;
  margin:0 auto 28px;
  padding:12px 18px;
  border:1px solid var(--rs-line);
  border-radius:999px;
  background:#fff;
  box-shadow:var(--rs-shadow-soft);
}
.rs-brand-strip img{max-height:42px;width:auto}

/* Cards productos */
.rs-product-grid{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:22px;
  align-items:stretch;
}
.rs-product-card{
  display:flex;
  flex-direction:column;
  overflow:hidden;
  border:1px solid var(--rs-line);
  border-radius:24px;
  background:#fff;
  box-shadow:var(--rs-shadow-soft);
  transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease;
}
.rs-product-card:hover{
  transform:translateY(-3px);
  border-color:rgba(0,70,173,.35);
  box-shadow:var(--rs-shadow);
}
.rs-product-card__media{
  position:relative;
  height:98px;
  overflow:hidden;
  background:var(--rs-blue-2);
}
.rs-product-card__circle{
  position:absolute;
  top:-36px;
  right:-14px;
  width:132px;
  height:132px;
  border-radius:50%;
  background:var(--rs-blue-3);
}
.rs-product-card__body{
  display:flex;
  flex:1;
  flex-direction:column;
  padding:24px;
  background:#fff;
  border-top:1px solid var(--rs-line);
}
.rs-badge{
  display:inline-flex;
  width:max-content;
  max-width:100%;
  align-items:center;
  justify-content:center;
  padding:7px 12px;
  margin-bottom:16px;
  border-radius:999px;
  background:#eaf2ff;
  color:var(--rs-blue-2);
  font-size:11px;
  font-weight:900;
  letter-spacing:.08em;
  line-height:1.1;
  text-transform:uppercase;
}
.rs-product-card h3{
  margin:0 0 12px;
  color:#072e63;
  font-size:23px;
  line-height:1.16;
  font-weight:900;
  letter-spacing:-.02em;
}
.rs-product-card p{
  margin:0 0 14px;
  color:#324866;
  font-size:15px;
  line-height:1.68;
}
.rs-info-box{
  margin:4px 0 16px;
  padding:13px 14px;
  border:1px solid #dbe6f3;
  border-radius:14px;
  background:#f8fbff;
  color:#314a70;
  font-size:14px;
  line-height:1.6;
}
.rs-info-box strong{color:#072e63;font-weight:800}
.rs-check-list{
  margin:0 0 22px;
  padding:0;
  list-style:none;
}
.rs-check-list li{
  position:relative;
  margin-bottom:9px;
  padding-left:22px;
  color:#2f4463;
  font-size:14px;
  line-height:1.55;
}
.rs-check-list li::before{
  content:"✓";
  position:absolute;
  top:0;
  left:0;
  color:var(--rs-blue-2);
  font-weight:900;
}
.rs-card-actions{
  display:flex;
  flex-wrap:wrap;
  gap:9px;
  margin-top:auto;
}

/* Botones */
.rs-btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-height:46px;
  padding:12px 20px;
  border:1px solid transparent;
  border-radius:9px;
  font-family:var(--rs-font);
  font-size:12px;
  font-weight:800;
  line-height:1.2;
  letter-spacing:.04em;
  text-align:center;
  text-transform:uppercase;
  transition:background-color .2s ease,border-color .2s ease,color .2s ease,transform .2s ease,box-shadow .2s ease;
}
.rs-btn:hover{transform:translateY(-1px)}
.rs-btn--sm{
  min-height:38px;
  padding:9px 13px;
  font-size:11px;
  border-radius:8px;
}
.rs-btn--primary{
  background:var(--rs-blue-2);
  border-color:var(--rs-blue-2);
  color:#fff;
  box-shadow:0 8px 18px rgba(0,70,173,.16);
}
.rs-btn--primary:hover{
  background:var(--rs-blue-dark);
  border-color:var(--rs-blue-dark);
  box-shadow:0 10px 22px rgba(0,70,173,.24);
}
.rs-btn--secondary{
  background:#fff;
  border-color:#b8c8dd;
  color:var(--rs-blue-dark);
}
.rs-btn--secondary:hover{
  border-color:var(--rs-blue-2);
  color:var(--rs-blue-2);
  box-shadow:0 8px 18px rgba(15,23,42,.08);
}
.rs-btn--light{
  background:#fff;
  border-color:#fff;
  color:var(--rs-blue-dark);
  box-shadow:0 10px 22px rgba(0,0,0,.14);
}

/* Pasos */
.rs-steps-grid{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:18px;
}
.rs-step-card{
  padding:24px;
  border:1px solid var(--rs-line);
  border-radius:20px;
  background:#fff;
  box-shadow:var(--rs-shadow-soft);
}
.rs-step-card span{
  display:inline-flex;
  width:46px;
  height:46px;
  align-items:center;
  justify-content:center;
  margin-bottom:18px;
  border-radius:14px;
  background:var(--rs-blue-2);
  color:#fff;
  font-size:18px;
  font-weight:900;
}
.rs-step-card h3{
  margin:0 0 10px;
  color:var(--rs-ink);
  font-size:20px;
  line-height:1.2;
}
.rs-step-card p{
  margin:0;
  color:var(--rs-muted);
  font-size:14px;
  line-height:1.65;
}

/* CTA */
.rs-final-cta{
  padding:58px 0;
  background:#fff;
}
.rs-final-cta__box{
  display:grid;
  grid-template-columns:1fr auto;
  gap:28px;
  align-items:center;
  padding:34px;
  border-radius:26px;
  background:linear-gradient(120deg,var(--rs-blue-dark),var(--rs-blue-2));
  color:#fff;
  box-shadow:var(--rs-shadow);
}
.rs-final-cta h2{
  margin:0;
  color:#fff;
  font-size:clamp(28px,3.4vw,42px);
  line-height:1.12;
  letter-spacing:-.035em;
  font-weight:900;
}
.rs-final-cta p{
  max-width:760px;
  margin:12px 0 0;
  color:#dbeafe;
  font-size:15px;
  line-height:1.7;
}

/* Footer */
.rs-footer{
  padding:58px 0 20px;
  background:#081a33;
  color:#cbd5e1;
}
.rs-footer__grid{
  display:grid;
  grid-template-columns:1.35fr repeat(3,1fr);
  gap:34px;
}
.rs-footer__logo{
  max-width:160px;
  margin-bottom:16px;
}
.rs-footer p{
  margin:0;
  color:#94a3b8;
  font-size:14px;
  line-height:1.7;
}
.rs-footer nav{
  display:grid;
  gap:9px;
  align-content:start;
}
.rs-footer nav strong{
  margin-bottom:4px;
  color:#fff;
  font-size:13px;
  font-weight:900;
  letter-spacing:.08em;
  text-transform:uppercase;
}
.rs-footer nav a{
  color:#cbd5e1;
  font-size:14px;
  transition:color .2s ease;
}
.rs-footer nav a:hover{color:#fff}
.rs-footer__bottom{
  margin-top:34px;
  padding-top:18px;
  border-top:1px solid rgba(255,255,255,.12);
}
.rs-footer__bottom p{font-size:12px}

/* Flotantes */
.rs-investment-tab{
  position:fixed;
  top:50%;
  right:0;
  z-index:80;
  display:inline-flex;
  align-items:center;
  justify-content:center;
  width:52px;
  min-height:230px;
  padding:16px 10px;
  border:1px solid var(--rs-blue-2);
  border-radius:9px 0 0 9px;
  background:var(--rs-blue-2);
  color:#fff !important;
  box-shadow:0 8px 18px rgba(0,70,173,.18);
  transform:translateY(-50%);
  transition:width .2s ease,background-color .2s ease,border-color .2s ease,box-shadow .2s ease;
}
.rs-investment-tab span{
  display:block;
  color:#fff !important;
  font-family:var(--rs-font);
  font-size:14px;
  font-weight:700;
  line-height:1.2;
  letter-spacing:.04em;
  text-align:center;
  text-transform:uppercase;
  writing-mode:vertical-rl;
  text-orientation:mixed;
  transform:rotate(180deg);
}
.rs-investment-tab:hover{
  width:58px;
  background:var(--rs-blue-dark);
  border-color:var(--rs-blue-dark);
  box-shadow:0 10px 24px rgba(0,70,173,.28);
}
.rs-whatsapp{
  position:fixed;
  right:18px;
  bottom:18px;
  z-index:90;
  display:flex;
  align-items:center;
  justify-content:center;
  width:58px;
  height:58px;
  border-radius:50%;
  background:#25d366;
  box-shadow:0 14px 30px rgba(0,0,0,.22);
}
.rs-whatsapp img{width:34px;height:34px;object-fit:contain}

/* Responsive */
@media (max-width:1100px){
  .rs-nav{gap:16px}
  .rs-product-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .rs-footer__grid{grid-template-columns:1fr 1fr}
}

@media (max-width:900px){
  .rs-topbar__inner{justify-content:center;text-align:center}
  .rs-topbar__links{display:none}
  .rs-navbar__inner{min-height:68px}
  .rs-menu-toggle{display:block;order:3}
  .rs-nav-cta{display:none}
  .rs-nav{
    position:absolute;
    top:calc(100% + 10px);
    left:16px;
    right:16px;
    display:none;
    flex-direction:column;
    align-items:stretch;
    gap:8px;
    margin-left:0;
    padding:16px;
    border:1px solid var(--rs-line);
    border-radius:18px;
    background:#fff;
    box-shadow:var(--rs-shadow);
  }
  .rs-nav.is-open{display:flex}
  .rs-nav a{padding:12px;border-radius:10px;background:#f8fbff}
  .rs-nav a::after{display:none}
  .rs-steps-grid{grid-template-columns:1fr}
  .rs-final-cta__box{grid-template-columns:1fr}
}

@media (max-width:640px){
  .rs-container{width:min(100% - 24px,1180px)}
  .rs-page-hero{padding:34px 0 42px}
  .rs-page-hero h1{font-size:34px}
  .rs-page-hero p{font-size:15px}
  .rs-section{padding:52px 0}
  .rs-product-grid{grid-template-columns:1fr}
  .rs-product-card__media{height:86px}
  .rs-product-card__circle{
    top:-30px;
    right:-10px;
    width:112px;
    height:112px;
  }
  .rs-product-card__body{padding:22px}
  .rs-card-actions{display:grid}
  .rs-btn{width:100%}
  .rs-final-cta__box{padding:26px}
  .rs-footer__grid{grid-template-columns:1fr}
  .rs-investment-tab{
    width:46px;
    min-height:205px;
    padding:14px 8px;
  }
  .rs-investment-tab span{font-size:12px}
  .rs-whatsapp{
    right:14px;
    bottom:14px;
    width:54px;
    height:54px;
  }
}


/* =========================================================
   STYLE2.CSS — PRODUCTOS SECONDARY COMPLEMENT
   Source: retirum-productos-secundaria.css
   ========================================================= */

/* =========================================================
   RETIRUM — ESTÁNDAR PÁGINAS SECUNDARIAS
   Inspiración estructural: banca digital tipo Banamex.
   No replica marca, textos ni assets de terceros.
   ========================================================= */

:root{
  --rs-blue:#00327c;
  --rs-blue-2:#0046ad;
  --rs-blue-3:#2f6fc6;
  --rs-blue-dark:#061f45;
  --rs-orange:#f47521;
  --rs-ink:#0f172a;
  --rs-text:#475569;
  --rs-muted:#64748b;
  --rs-line:#d9e4f2;
  --rs-soft:#f4f7fb;
  --rs-soft-2:#edf4fc;
  --rs-white:#ffffff;
  --rs-radius-xl:28px;
  --rs-radius:20px;
  --rs-radius-sm:12px;
  --rs-shadow:0 16px 38px rgba(15,23,42,.10);
  --rs-shadow-soft:0 10px 24px rgba(15,23,42,.07);
  --rs-font:"Montserrat",Helvetica,Arial,sans-serif;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  background:#fff;
  color:var(--rs-text);
  font-family:var(--rs-font);
  font-size:16px;
  line-height:1.6;
}
a{color:inherit;text-decoration:none}
img{max-width:100%;height:auto;display:block}
button{font:inherit;cursor:pointer}

.rs-page{min-height:100vh;background:#fff;overflow-x:hidden}
.rs-container{width:min(1180px,calc(100% - 32px));margin:0 auto}

/* Header */
.rs-topbar{
  background:var(--rs-blue-dark);
  color:#dbeafe;
  font-size:12px;
  font-weight:700;
}
.rs-topbar__inner{
  min-height:38px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:20px;
}
.rs-topbar__links,
.rs-topbar__contact{display:flex;align-items:center;gap:22px;flex-wrap:wrap}
.rs-topbar a{opacity:.92;transition:opacity .2s ease,color .2s ease}
.rs-topbar a:hover{opacity:1;color:#fff}

.rs-navbar{
  position:sticky;
  top:0;
  z-index:60;
  background:#fff;
  border-bottom:1px solid var(--rs-line);
  box-shadow:0 6px 18px rgba(15,23,42,.05);
}
.rs-navbar__inner{
  min-height:76px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:24px;
}
.rs-brand{display:inline-flex;align-items:center;flex:0 0 auto}
.rs-brand img{max-height:42px;width:auto}
.rs-nav{display:flex;align-items:center;justify-content:center;gap:26px;margin-left:auto}
.rs-nav a{
  position:relative;
  color:#20324f;
  font-size:13px;
  font-weight:800;
  letter-spacing:.02em;
  white-space:nowrap;
}
.rs-nav a::after{
  content:"";
  position:absolute;
  left:0;
  right:0;
  bottom:-9px;
  height:3px;
  border-radius:99px;
  background:var(--rs-orange);
  transform:scaleX(0);
  transform-origin:left;
  transition:transform .2s ease;
}
.rs-nav a:hover::after,
.rs-nav a.is-active::after{transform:scaleX(1)}
.rs-nav-cta{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-height:44px;
  padding:11px 18px;
  border-radius:999px;
  background:var(--rs-blue-2);
  color:#fff;
  font-size:12px;
  font-weight:800;
  letter-spacing:.04em;
  text-transform:uppercase;
  box-shadow:0 10px 22px rgba(0,70,173,.18);
  transition:background .2s ease,transform .2s ease,box-shadow .2s ease;
}
.rs-nav-cta:hover{
  background:var(--rs-blue-dark);
  transform:translateY(-1px);
  box-shadow:0 14px 28px rgba(0,70,173,.26);
}
.rs-menu-toggle{
  display:none;
  width:44px;
  height:44px;
  border:1px solid var(--rs-line);
  border-radius:12px;
  background:#fff;
  padding:10px;
}
.rs-menu-toggle span{
  display:block;
  height:2px;
  width:100%;
  margin:5px 0;
  background:var(--rs-blue-dark);
  border-radius:99px;
}

/* Hero secundario */
.rs-page-hero{
  position:relative;
  padding:44px 0 52px;
  background:
    radial-gradient(circle at right top,rgba(0,70,173,.12),transparent 34%),
    linear-gradient(180deg,#f8fbff 0%,#eef5fd 100%);
  border-bottom:1px solid var(--rs-line);
}
.rs-breadcrumb{
  display:flex;
  align-items:center;
  gap:8px;
  margin-bottom:28px;
  color:#637997;
  font-size:12px;
  font-weight:700;
}
.rs-breadcrumb a{color:var(--rs-blue-2)}
.rs-page-hero__content{max-width:880px}
.rs-kicker{
  display:inline-flex;
  align-items:center;
  gap:8px;
  margin-bottom:14px;
  color:var(--rs-blue-2);
  font-size:12px;
  font-weight:900;
  letter-spacing:.12em;
  text-transform:uppercase;
}
.rs-kicker::before{
  content:"";
  width:26px;
  height:3px;
  border-radius:99px;
  background:var(--rs-orange);
}
.rs-kicker--light{color:#fff}
.rs-kicker--light::before{background:var(--rs-orange)}
.rs-page-hero h1{
  margin:0;
  color:var(--rs-ink);
  font-size:clamp(34px,4.2vw,56px);
  line-height:1.05;
  letter-spacing:-.04em;
  font-weight:900;
}
.rs-page-hero p{
  max-width:820px;
  margin:18px 0 0;
  color:#334155;
  font-size:17px;
  line-height:1.75;
}

/* Secciones */
.rs-section{padding:66px 0;background:#fff}
.rs-section--soft{background:var(--rs-soft)}
.rs-section-head{
  max-width:840px;
  margin:0 auto 32px;
  text-align:center;
}
.rs-section-head h2{
  margin:0;
  color:var(--rs-ink);
  font-size:clamp(28px,3.4vw,42px);
  line-height:1.12;
  letter-spacing:-.035em;
  font-weight:900;
}
.rs-section-head p{
  margin:14px auto 0;
  color:var(--rs-muted);
  font-size:16px;
  line-height:1.75;
}
.rs-brand-strip{
  width:max-content;
  max-width:100%;
  margin:0 auto 28px;
  padding:12px 18px;
  border:1px solid var(--rs-line);
  border-radius:999px;
  background:#fff;
  box-shadow:var(--rs-shadow-soft);
}
.rs-brand-strip img{max-height:42px;width:auto}

/* Cards productos */
.rs-product-grid{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:22px;
  align-items:stretch;
}
.rs-product-card{
  display:flex;
  flex-direction:column;
  overflow:hidden;
  border:1px solid var(--rs-line);
  border-radius:24px;
  background:#fff;
  box-shadow:var(--rs-shadow-soft);
  transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease;
}
.rs-product-card:hover{
  transform:translateY(-3px);
  border-color:rgba(0,70,173,.35);
  box-shadow:var(--rs-shadow);
}
.rs-product-card__media{
  position:relative;
  height:98px;
  overflow:hidden;
  background:var(--rs-blue-2);
}
.rs-product-card__circle{
  position:absolute;
  top:-36px;
  right:-14px;
  width:132px;
  height:132px;
  border-radius:50%;
  background:var(--rs-blue-3);
}
.rs-product-card__body{
  display:flex;
  flex:1;
  flex-direction:column;
  padding:24px;
  background:#fff;
  border-top:1px solid var(--rs-line);
}
.rs-badge{
  display:inline-flex;
  width:max-content;
  max-width:100%;
  align-items:center;
  justify-content:center;
  padding:7px 12px;
  margin-bottom:16px;
  border-radius:999px;
  background:#eaf2ff;
  color:var(--rs-blue-2);
  font-size:11px;
  font-weight:900;
  letter-spacing:.08em;
  line-height:1.1;
  text-transform:uppercase;
}
.rs-product-card h3{
  margin:0 0 12px;
  color:#072e63;
  font-size:23px;
  line-height:1.16;
  font-weight:900;
  letter-spacing:-.02em;
}
.rs-product-card p{
  margin:0 0 14px;
  color:#324866;
  font-size:15px;
  line-height:1.68;
}
.rs-info-box{
  margin:4px 0 16px;
  padding:13px 14px;
  border:1px solid #dbe6f3;
  border-radius:14px;
  background:#f8fbff;
  color:#314a70;
  font-size:14px;
  line-height:1.6;
}
.rs-info-box strong{color:#072e63;font-weight:800}
.rs-check-list{
  margin:0 0 22px;
  padding:0;
  list-style:none;
}
.rs-check-list li{
  position:relative;
  margin-bottom:9px;
  padding-left:22px;
  color:#2f4463;
  font-size:14px;
  line-height:1.55;
}
.rs-check-list li::before{
  content:"✓";
  position:absolute;
  top:0;
  left:0;
  color:var(--rs-blue-2);
  font-weight:900;
}
.rs-card-actions{
  display:flex;
  flex-wrap:wrap;
  gap:9px;
  margin-top:auto;
}

/* Botones */
.rs-btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-height:46px;
  padding:12px 20px;
  border:1px solid transparent;
  border-radius:9px;
  font-family:var(--rs-font);
  font-size:12px;
  font-weight:800;
  line-height:1.2;
  letter-spacing:.04em;
  text-align:center;
  text-transform:uppercase;
  transition:background-color .2s ease,border-color .2s ease,color .2s ease,transform .2s ease,box-shadow .2s ease;
}
.rs-btn:hover{transform:translateY(-1px)}
.rs-btn--sm{
  min-height:38px;
  padding:9px 13px;
  font-size:11px;
  border-radius:8px;
}
.rs-btn--primary{
  background:var(--rs-blue-2);
  border-color:var(--rs-blue-2);
  color:#fff;
  box-shadow:0 8px 18px rgba(0,70,173,.16);
}
.rs-btn--primary:hover{
  background:var(--rs-blue-dark);
  border-color:var(--rs-blue-dark);
  box-shadow:0 10px 22px rgba(0,70,173,.24);
}
.rs-btn--secondary{
  background:#fff;
  border-color:#b8c8dd;
  color:var(--rs-blue-dark);
}
.rs-btn--secondary:hover{
  border-color:var(--rs-blue-2);
  color:var(--rs-blue-2);
  box-shadow:0 8px 18px rgba(15,23,42,.08);
}
.rs-btn--light{
  background:#fff;
  border-color:#fff;
  color:var(--rs-blue-dark);
  box-shadow:0 10px 22px rgba(0,0,0,.14);
}

/* Pasos */
.rs-steps-grid{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:18px;
}
.rs-step-card{
  padding:24px;
  border:1px solid var(--rs-line);
  border-radius:20px;
  background:#fff;
  box-shadow:var(--rs-shadow-soft);
}
.rs-step-card span{
  display:inline-flex;
  width:46px;
  height:46px;
  align-items:center;
  justify-content:center;
  margin-bottom:18px;
  border-radius:14px;
  background:var(--rs-blue-2);
  color:#fff;
  font-size:18px;
  font-weight:900;
}
.rs-step-card h3{
  margin:0 0 10px;
  color:var(--rs-ink);
  font-size:20px;
  line-height:1.2;
}
.rs-step-card p{
  margin:0;
  color:var(--rs-muted);
  font-size:14px;
  line-height:1.65;
}

/* CTA */
.rs-final-cta{
  padding:58px 0;
  background:#fff;
}
.rs-final-cta__box{
  display:grid;
  grid-template-columns:1fr auto;
  gap:28px;
  align-items:center;
  padding:34px;
  border-radius:26px;
  background:linear-gradient(120deg,var(--rs-blue-dark),var(--rs-blue-2));
  color:#fff;
  box-shadow:var(--rs-shadow);
}
.rs-final-cta h2{
  margin:0;
  color:#fff;
  font-size:clamp(28px,3.4vw,42px);
  line-height:1.12;
  letter-spacing:-.035em;
  font-weight:900;
}
.rs-final-cta p{
  max-width:760px;
  margin:12px 0 0;
  color:#dbeafe;
  font-size:15px;
  line-height:1.7;
}

/* Footer */
.rs-footer{
  padding:58px 0 20px;
  background:#081a33;
  color:#cbd5e1;
}
.rs-footer__grid{
  display:grid;
  grid-template-columns:1.35fr repeat(3,1fr);
  gap:34px;
}
.rs-footer__logo{
  max-width:160px;
  margin-bottom:16px;
}
.rs-footer p{
  margin:0;
  color:#94a3b8;
  font-size:14px;
  line-height:1.7;
}
.rs-footer nav{
  display:grid;
  gap:9px;
  align-content:start;
}
.rs-footer nav strong{
  margin-bottom:4px;
  color:#fff;
  font-size:13px;
  font-weight:900;
  letter-spacing:.08em;
  text-transform:uppercase;
}
.rs-footer nav a{
  color:#cbd5e1;
  font-size:14px;
  transition:color .2s ease;
}
.rs-footer nav a:hover{color:#fff}
.rs-footer__bottom{
  margin-top:34px;
  padding-top:18px;
  border-top:1px solid rgba(255,255,255,.12);
}
.rs-footer__bottom p{font-size:12px}

/* Flotantes */
.rs-investment-tab{
  position:fixed;
  top:50%;
  right:0;
  z-index:80;
  display:inline-flex;
  align-items:center;
  justify-content:center;
  width:52px;
  min-height:230px;
  padding:16px 10px;
  border:1px solid var(--rs-blue-2);
  border-radius:9px 0 0 9px;
  background:var(--rs-blue-2);
  color:#fff !important;
  box-shadow:0 8px 18px rgba(0,70,173,.18);
  transform:translateY(-50%);
  transition:width .2s ease,background-color .2s ease,border-color .2s ease,box-shadow .2s ease;
}
.rs-investment-tab span{
  display:block;
  color:#fff !important;
  font-family:var(--rs-font);
  font-size:14px;
  font-weight:700;
  line-height:1.2;
  letter-spacing:.04em;
  text-align:center;
  text-transform:uppercase;
  writing-mode:vertical-rl;
  text-orientation:mixed;
  transform:rotate(180deg);
}
.rs-investment-tab:hover{
  width:58px;
  background:var(--rs-blue-dark);
  border-color:var(--rs-blue-dark);
  box-shadow:0 10px 24px rgba(0,70,173,.28);
}
.rs-whatsapp{
  position:fixed;
  right:18px;
  bottom:18px;
  z-index:90;
  display:flex;
  align-items:center;
  justify-content:center;
  width:58px;
  height:58px;
  border-radius:50%;
  background:#25d366;
  box-shadow:0 14px 30px rgba(0,0,0,.22);
}
.rs-whatsapp img{width:34px;height:34px;object-fit:contain}

/* Responsive */
@media (max-width:1100px){
  .rs-nav{gap:16px}
  .rs-product-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .rs-footer__grid{grid-template-columns:1fr 1fr}
}

@media (max-width:900px){
  .rs-topbar__inner{justify-content:center;text-align:center}
  .rs-topbar__links{display:none}
  .rs-navbar__inner{min-height:68px}
  .rs-menu-toggle{display:block;order:3}
  .rs-nav-cta{display:none}
  .rs-nav{
    position:absolute;
    top:calc(100% + 10px);
    left:16px;
    right:16px;
    display:none;
    flex-direction:column;
    align-items:stretch;
    gap:8px;
    margin-left:0;
    padding:16px;
    border:1px solid var(--rs-line);
    border-radius:18px;
    background:#fff;
    box-shadow:var(--rs-shadow);
  }
  .rs-nav.is-open{display:flex}
  .rs-nav a{padding:12px;border-radius:10px;background:#f8fbff}
  .rs-nav a::after{display:none}
  .rs-steps-grid{grid-template-columns:1fr}
  .rs-final-cta__box{grid-template-columns:1fr}
}

@media (max-width:640px){
  .rs-container{width:min(100% - 24px,1180px)}
  .rs-page-hero{padding:34px 0 42px}
  .rs-page-hero h1{font-size:34px}
  .rs-page-hero p{font-size:15px}
  .rs-section{padding:52px 0}
  .rs-product-grid{grid-template-columns:1fr}
  .rs-product-card__media{height:86px}
  .rs-product-card__circle{
    top:-30px;
    right:-10px;
    width:112px;
    height:112px;
  }
  .rs-product-card__body{padding:22px}
  .rs-card-actions{display:grid}
  .rs-btn{width:100%}
  .rs-final-cta__box{padding:26px}
  .rs-footer__grid{grid-template-columns:1fr}
  .rs-investment-tab{
    width:46px;
    min-height:205px;
    padding:14px 8px;
  }
  .rs-investment-tab span{font-size:12px}
  .rs-whatsapp{
    right:14px;
    bottom:14px;
    width:54px;
    height:54px;
  }
}


/* =========================================================
   STYLE2.CSS — NOSOTROS SECONDARY COMPLEMENT
   Source: retirum-nosotros-secundaria.css
   ========================================================= */

/* =========================================================
   RETIRUM — NOSOTROS / PÁGINA SECUNDARIA
   Complemento del estándar retirum-secundarias-banamex.css
   ========================================================= */

.rs-about-grid{
  display:grid;
  grid-template-columns:.82fr 1.18fr;
  gap:22px;
  align-items:stretch;
}

.rs-profile-card{
  display:flex;
  flex-direction:column;
  overflow:hidden;
  border:1px solid var(--rs-line);
  border-radius:24px;
  background:#fff;
  box-shadow:var(--rs-shadow-soft);
}

.rs-profile-card__media{
  position:relative;
  min-height:230px;
  display:flex;
  align-items:flex-end;
  justify-content:center;
  overflow:hidden;
  background:var(--rs-blue-2);
}

.rs-profile-card__media::before{
  content:"";
  position:absolute;
  top:-44px;
  right:-22px;
  width:160px;
  height:160px;
  border-radius:50%;
  background:var(--rs-blue-3);
}

.rs-profile-card__media img{
  position:relative;
  z-index:2;
  width:min(260px,82%);
  height:auto;
  object-fit:contain;
}

.rs-profile-card__body{
  display:flex;
  flex:1;
  flex-direction:column;
  padding:24px;
  border-top:1px solid var(--rs-line);
}

.rs-profile-card__body p{
  margin:0 0 18px;
  color:#324866;
  font-size:15px;
  line-height:1.68;
}

.rs-about-main-card h2{
  margin:0 0 14px;
  color:#072e63;
  font-size:clamp(26px,3vw,36px);
  line-height:1.12;
  font-weight:900;
  letter-spacing:-.03em;
}

.rs-about-main-card strong{color:#072e63}

.rs-media-grid{
  display:grid;
  grid-template-columns:repeat(4,minmax(0,1fr));
  gap:18px;
  margin-top:26px;
}

.rs-media-grid + .rs-media-grid{
  margin-top:18px;
}

.rs-media-card{
  display:flex;
  min-height:250px;
  align-items:center;
  justify-content:center;
  padding:18px;
  border:1px solid var(--rs-line);
  border-radius:20px;
  background:#fff;
  box-shadow:var(--rs-shadow-soft);
  transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease;
}

.rs-media-card:hover{
  transform:translateY(-3px);
  border-color:rgba(0,70,173,.35);
  box-shadow:var(--rs-shadow);
}

.rs-media-card img{
  width:auto;
  max-height:220px;
  object-fit:contain;
  border-radius:10px;
}

.rs-media-grid--press .rs-media-card{
  min-height:210px;
}

.rs-timeline-grid{
  grid-template-columns:repeat(4,minmax(0,1fr));
}

.rs-timeline-card .rs-product-card__media{
  height:82px;
}

.rs-timeline-card .rs-product-card__circle{
  width:112px;
  height:112px;
  top:-30px;
  right:-10px;
}

.rs-timeline-card .rs-product-card__body{
  padding:22px;
}

.rs-timeline-card h3{
  font-size:20px;
}

@media (max-width:1100px){
  .rs-about-grid{
    grid-template-columns:1fr;
  }

  .rs-timeline-grid,
  .rs-media-grid{
    grid-template-columns:repeat(2,minmax(0,1fr));
  }
}

@media (max-width:640px){
  .rs-profile-card__media{
    min-height:210px;
  }

  .rs-media-grid,
  .rs-timeline-grid{
    grid-template-columns:1fr;
  }

  .rs-media-card{
    min-height:220px;
  }
}


/* =========================================================
   STYLE2.CSS — PLANES FINANCIEROS COMPLEMENT
   Source: retirum-planes-secundaria.css
   ========================================================= */

/* =========================================================
   Retirum - Planes financieros página secundaria
   Complemento visual para css/retirum-banamex.css
   Basado en el estándar de páginas secundarias informativas.
   ========================================================= */

.rb-secondary-hero{
  padding:46px 0 34px;
  background:linear-gradient(180deg,#f7fbff 0%,#ffffff 100%);
  border-bottom:1px solid var(--rb-line);
}

.rb-secondary-hero__inner{max-width:1040px}

.rb-breadcrumb{
  display:flex;
  align-items:center;
  gap:8px;
  margin:0 0 12px;
  padding:0;
  list-style:none;
  color:var(--rb-muted);
  font-size:13px;
  font-weight:700;
}

.rb-breadcrumb li+li::before{content:"/";margin-right:8px;color:#9aa8ba}
.rb-breadcrumb a{color:var(--rb-blue-2)}

.rb-secondary-hero h1{
  margin:0;
  color:var(--rb-ink);
  font-size:clamp(34px,4vw,52px);
  line-height:1.05;
  font-weight:900;
  letter-spacing:-.045em;
}

.rb-secondary-hero p{
  max-width:790px;
  margin:16px 0 0;
  color:var(--rb-muted);
  font-size:16px;
  line-height:1.7;
}

.rb-kicker--stacked{margin-left:12px}

.rb-fin-intro{
  max-width:1080px;
  margin:0 auto 36px;
  text-align:left;
}

.rb-fin-intro--with-media{
  display:grid;
  grid-template-columns:minmax(0,1fr) 320px;
  gap:34px;
  align-items:center;
}

.rb-fin-intro h2{
  margin:0;
  color:var(--rb-ink);
  font-size:clamp(30px,3.8vw,46px);
  line-height:1.08;
  font-weight:900;
  letter-spacing:-.04em;
}

.rb-fin-intro p{
  margin:22px 0 0;
  color:#334155;
  font-family:var(--rb-serif);
  font-size:17px;
  line-height:1.75;
}

.rb-fin-media{
  margin:0;
  border:1px solid var(--rb-line);
  border-radius:28px;
  background:#fff;
  box-shadow:0 20px 50px rgba(15,23,42,.08);
  overflow:hidden;
}

.rb-fin-media img{
  width:100%;
  min-height:260px;
  object-fit:cover;
}

.rb-fin-card-grid{
  display:grid;
  gap:26px;
  margin-top:34px;
}

.rb-fin-card-grid--four{grid-template-columns:repeat(4,minmax(0,1fr))}
.rb-fin-card-grid--two,.rb-info-grid--two{grid-template-columns:repeat(2,minmax(0,1fr))}

.rb-fin-card{
  min-height:100%;
  display:flex;
  flex-direction:column;
  overflow:hidden;
  border:1px solid var(--rb-line);
  border-radius:28px;
  background:#ffffff;
  box-shadow:0 20px 50px rgba(15,23,42,.08);
  transition:transform .22s ease,box-shadow .22s ease,border-color .22s ease;
}

.rb-fin-card:hover{
  transform:translateY(-4px);
  border-color:rgba(0,70,173,.38);
  box-shadow:0 28px 68px rgba(15,23,42,.13);
}

.rb-fin-card__top{
  position:relative;
  min-height:96px;
  background:var(--rb-blue-2);
  background-image:none !important;
  border-bottom:1px solid #d8e3f1;
  overflow:hidden;
}

.rb-fin-card__top::before{
  content:"";
  position:absolute;
  top:-40px;
  right:-10px;
  width:138px;
  height:138px;
  background:#3e72c8;
  border-radius:50%;
  opacity:.98;
}

.rb-fin-card__body{
  position:relative;
  z-index:1;
  flex:1;
  display:flex;
  flex-direction:column;
  padding:28px 28px 26px;
  background:#ffffff;
}

.rb-fin-card .rb-pill{margin-bottom:18px;background:#eaf2ff;color:var(--rb-blue-2)}

.rb-fin-card h3,
.rb-info-card h3{
  margin:0;
  color:var(--rb-blue-dark);
  font-size:24px;
  line-height:1.16;
  font-weight:900;
  letter-spacing:-.03em;
}

.rb-plan-description{
  margin:16px 0 18px;
  color:#334155;
  font-family:var(--rb-serif);
  font-size:16px;
  line-height:1.7;
}

.rb-plan-fit{
  margin:0 0 18px;
  padding:15px 16px;
  border:1px solid var(--rb-line);
  border-radius:16px;
  background:#f8fbff;
  color:#475569;
  font-family:var(--rb-serif);
  font-size:15px;
  line-height:1.6;
}

.rb-plan-fit strong{
  color:var(--rb-ink);
  font-family:var(--rb-font);
  font-size:12px;
  letter-spacing:.02em;
}

.rb-plan-list{
  margin:0 0 26px;
  padding:0;
  list-style:none;
}

.rb-plan-list li{
  position:relative;
  padding-left:27px;
  margin:0 0 12px;
  color:#334155;
  font-family:var(--rb-serif);
  font-size:16px;
  line-height:1.55;
}

.rb-plan-list li::before{
  content:"✓";
  position:absolute;
  left:0;
  top:0;
  color:var(--rb-blue-2);
  font-family:var(--rb-font);
  font-weight:900;
}

.rb-plan-actions{margin-top:auto;display:grid;gap:10px}
.rb-plan-actions .rb-btn{width:100%;min-height:44px;font-size:12px}

.rb-info-grid{
  display:grid;
  gap:26px;
  margin-top:34px;
}

.rb-info-card{
  padding:30px;
  border:1px solid var(--rb-line);
  border-radius:28px;
  background:#ffffff;
  box-shadow:0 18px 45px rgba(15,23,42,.07);
  text-align:left;
}

.rb-info-card .rb-pill{margin-bottom:18px}

.rb-details{
  margin-top:16px;
  padding:16px;
  border:1px solid var(--rb-line);
  border-radius:18px;
  background:#f8fbff;
}

.rb-details summary{
  color:var(--rb-blue-2);
  font-family:var(--rb-font);
  font-size:13px;
  font-weight:900;
  letter-spacing:.04em;
  text-transform:uppercase;
}

.rb-steps-grid{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:26px;
  margin-top:34px;
}

.rb-step-card{
  min-height:220px;
  padding:28px;
  border:1px solid var(--rb-line);
  border-radius:28px;
  background:#ffffff;
  box-shadow:0 18px 45px rgba(15,23,42,.07);
  text-align:left;
}

.rb-step-number{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  width:54px;
  height:54px;
  margin-bottom:18px;
  border-radius:50%;
  background:var(--rb-blue-2);
  color:#ffffff;
  font-size:17px;
  font-weight:900;
}

.rb-step-card h3{
  margin:0 0 12px;
  color:var(--rb-ink);
  font-size:20px;
  line-height:1.25;
  font-weight:900;
  letter-spacing:-.02em;
}

.rb-step-card p{
  margin:0;
  color:#475569;
  font-family:var(--rb-serif);
  font-size:16px;
  line-height:1.7;
}

.rb-final-cta{
  margin-top:38px;
  padding:36px 28px;
  border:1px solid var(--rb-line);
  border-radius:28px;
  background:linear-gradient(120deg,#ffffff,#f7fbff);
  box-shadow:var(--rb-shadow);
  text-align:center;
}

.rb-final-cta h3{
  margin:0;
  color:var(--rb-ink);
  font-size:28px;
  line-height:1.18;
  font-weight:900;
  letter-spacing:-.03em;
}

.rb-final-cta p{
  max-width:720px;
  margin:12px auto 22px;
  color:#475569;
  font-family:var(--rb-serif);
  font-size:17px;
  line-height:1.7;
}

.rb-final-cta__actions{
  display:flex;
  align-items:center;
  justify-content:center;
  gap:12px;
  flex-wrap:wrap;
}

.rb-disclaimer-box{
  max-width:980px;
  margin:28px auto 0;
  padding:18px 20px;
  border:1px solid var(--rb-line);
  border-radius:18px;
  background:#ffffff;
  box-shadow:0 12px 30px rgba(15,23,42,.05);
  color:#64748b;
  font-family:var(--rb-serif);
  font-size:15px;
  line-height:1.65;
  text-align:left;
}

.rb-disclaimer-box strong{
  color:var(--rb-ink);
  font-family:var(--rb-font);
  font-size:12px;
  letter-spacing:.02em;
}

.rb-footer .rb-footer__logo img{max-width:170px}

@media (max-width:1180px){
  .rb-fin-card-grid--four{grid-template-columns:repeat(2,minmax(0,1fr))}
}

@media (max-width:980px){
  .rb-fin-intro--with-media,
  .rb-fin-card-grid--two,
  .rb-info-grid--two,
  .rb-steps-grid{grid-template-columns:1fr}

  .rb-fin-media img{min-height:220px}
}

@media (max-width:640px){
  .rb-secondary-hero{padding:34px 0 28px}
  .rb-kicker--stacked{margin-left:0;display:flex;width:max-content}

  .rb-fin-card-grid--four{grid-template-columns:1fr}

  .rb-fin-intro p,
  .rb-plan-description,
  .rb-plan-fit,
  .rb-plan-list li,
  .rb-step-card p,
  .rb-final-cta p,
  .rb-disclaimer-box{font-size:15px}

  .rb-fin-card__top{min-height:86px}
  .rb-fin-card__top::before{top:-32px;right:-8px;width:118px;height:118px}

  .rb-fin-card__body,
  .rb-info-card,
  .rb-step-card{padding:24px}

  .rb-final-cta{text-align:left;padding:28px 24px}
  .rb-final-cta__actions{align-items:stretch;flex-direction:column}
  .rb-final-cta .rb-btn{width:100%}
}


/* =========================================================
   STYLE2.CSS — CONTACTO SECONDARY COMPLEMENT
   Source: retirum-contacto-secundaria.css
   ========================================================= */

/* =========================================================
   RETIRUM — CONTACTO SECUNDARIA
   Complemento para el estándar de páginas secundarias.
   ========================================================= */

.rs-contact-layout{
  display:grid;
  grid-template-columns:minmax(0,1.45fr) minmax(320px,.55fr);
  gap:24px;
  align-items:start;
}

.rs-contact-card,
.rs-states-card{
  overflow:hidden;
  border:1px solid var(--rs-line);
  border-radius:24px;
  background:#fff;
  box-shadow:var(--rs-shadow-soft);
}

.rs-contact-card__body,
.rs-states-card__body{
  padding:24px;
  background:#fff;
  border-top:1px solid var(--rs-line);
}

.rs-contact-card__body h2,
.rs-states-card__body h3{
  margin:0 0 12px;
  color:var(--rs-ink);
  font-size:26px;
  line-height:1.15;
  letter-spacing:-.025em;
  font-weight:900;
}

.rs-contact-card__body p{
  margin:0 0 18px;
  color:var(--rs-muted);
  font-size:14px;
  line-height:1.7;
}

.rs-calendar-frame{
  overflow:hidden;
  border:1px solid var(--rs-line);
  border-radius:18px;
  background:#fff;
  box-shadow:0 8px 20px rgba(15,23,42,.05);
}

.rs-calendar-frame iframe{
  display:block;
  width:100%;
  min-height:620px;
  border:0;
}

.rs-contact-list{
  display:grid;
  gap:12px;
  margin:0 0 18px;
  padding:0;
  list-style:none;
}

.rs-contact-list li{
  padding:13px 14px;
  border:1px solid #dbe6f3;
  border-radius:14px;
  background:#f8fbff;
  color:#314a70;
  font-size:14px;
  line-height:1.55;
}

.rs-contact-list strong{
  color:#072e63;
  font-weight:800;
}

.rs-contact-list a{
  color:var(--rs-blue-2);
  font-weight:800;
}

.rs-social-links{
  display:flex;
  flex-wrap:wrap;
  gap:8px;
  margin-top:22px;
}

.rs-social-links a{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-height:34px;
  padding:8px 10px;
  border:1px solid #b8c8dd;
  border-radius:999px;
  background:#fff;
  color:var(--rs-blue-dark);
  font-size:11px;
  font-weight:800;
  letter-spacing:.04em;
  text-transform:uppercase;
  transition:border-color .2s ease,color .2s ease,box-shadow .2s ease,transform .2s ease;
}

.rs-social-links a:hover{
  transform:translateY(-1px);
  border-color:var(--rs-blue-2);
  color:var(--rs-blue-2);
  box-shadow:0 8px 18px rgba(15,23,42,.08);
}

.rs-states-card{
  max-width:980px;
  margin:0 auto;
}

.rs-state-grid{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:18px;
  margin-top:18px;
}

.rs-state-grid ul{
  display:grid;
  gap:9px;
  margin:0;
  padding:0;
  list-style:none;
}

.rs-state-grid a{
  display:flex;
  align-items:center;
  justify-content:space-between;
  min-height:38px;
  padding:9px 12px;
  border:1px solid #dbe6f3;
  border-radius:12px;
  background:#f8fbff;
  color:#20324f;
  font-size:13px;
  font-weight:750;
  transition:border-color .2s ease,color .2s ease,background .2s ease,transform .2s ease;
}

.rs-state-grid a::after{
  content:"›";
  color:var(--rs-blue-2);
  font-size:18px;
  line-height:1;
  font-weight:900;
}

.rs-state-grid a:hover{
  transform:translateY(-1px);
  border-color:var(--rs-blue-2);
  background:#fff;
  color:var(--rs-blue-2);
}

@media (max-width:1000px){
  .rs-contact-layout{
    grid-template-columns:1fr;
  }
}

@media (max-width:760px){
  .rs-contact-card__body,
  .rs-states-card__body{
    padding:20px;
  }

  .rs-calendar-frame iframe{
    min-height:560px;
  }

  .rs-state-grid{
    grid-template-columns:1fr;
    gap:9px;
  }

  .rs-contact-card__body h2,
  .rs-states-card__body h3{
    font-size:23px;
  }
}



/* =========================================================
   STYLE2.CSS — LANDING INVESTMENT / FORM
   Source: retirum-inversion-landing.css
   ========================================================= */

:root{
  --lf-blue:#00327c;
  --lf-blue-2:#0046ad;
  --lf-blue-dark:#001f4f;
  --lf-blue-light:#2f66c4;
  --lf-orange:#f47521;
  --lf-green:#22c55e;
  --lf-ink:#0f172a;
  --lf-text:#475569;
  --lf-muted:#64748b;
  --lf-line:#dbe4f0;
  --lf-soft:#f4f7fb;
  --lf-white:#ffffff;
  --lf-shadow:0 22px 52px rgba(15,23,42,.14);
  --lf-font:"Montserrat",Helvetica,Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  background:radial-gradient(circle at top right,rgba(0,70,173,.16),rgba(0,70,173,0) 34%),linear-gradient(145deg,#eef5ff 0%,#ffffff 48%,#f6f8fb 100%);
  color:var(--lf-text);
  font-family:var(--lf-font);
  font-size:15px;
  line-height:1.55;
  overflow-x:hidden;
}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
button,input,select,textarea{font:inherit}
button{cursor:pointer}
.wrap{width:min(1080px,100%);margin:0 auto;padding:0 18px}

/* Encabezado compacto tipo landing */
header{
  position:sticky;
  top:0;
  z-index:50;
  background:linear-gradient(90deg,var(--lf-blue-dark),var(--lf-blue-2));
  border-bottom:1px solid rgba(255,255,255,.16);
  box-shadow:0 14px 36px rgba(0,31,79,.22);
}
.nav{display:flex;align-items:center;justify-content:space-between;gap:18px;min-height:74px;padding:8px 0}
.brand{display:flex;align-items:center;gap:18px;text-decoration:none;min-width:0}
.brand > div:first-child{display:flex;align-items:center;min-width:0}
.logo-retirum{width:auto;max-height:64px;object-fit:contain}
.logo-allianz{width:auto;max-height:36px;object-fit:contain;filter:brightness(0) invert(1);opacity:.95}
.nav .links{display:flex;align-items:center;gap:8px;flex-wrap:wrap}
.nav .links a{display:inline-flex;align-items:center;justify-content:center;min-height:34px;padding:8px 10px;border-radius:999px;color:rgba(255,255,255,.82);font-size:11px;font-weight:800;letter-spacing:.06em;text-transform:uppercase}
.nav .links a:hover{background:rgba(255,255,255,.10);color:#fff}

.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:9px;
  min-height:38px;
  padding:10px 14px;
  border:1px solid #b8c8dd;
  border-radius:9px;
  background:#fff;
  color:var(--lf-blue-dark);
  font-size:11px;
  font-weight:850;
  letter-spacing:.055em;
  line-height:1.15;
  text-transform:uppercase;
  transition:background-color .2s ease,border-color .2s ease,color .2s ease,transform .2s ease,box-shadow .2s ease;
}
.btn:hover{border-color:var(--lf-blue-2);color:var(--lf-blue-2);transform:translateY(-1px);box-shadow:0 8px 20px rgba(15,23,42,.10)}
.btn-primary{background:var(--lf-orange);border-color:var(--lf-orange);color:#fff;box-shadow:0 8px 18px rgba(244,117,33,.22)}
.btn-primary:hover{background:#dc6419;border-color:#dc6419;color:#fff;box-shadow:0 12px 28px rgba(244,117,33,.30)}

main{padding-bottom:20px}
.hero{padding:28px 0 16px}
.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:18px;align-items:stretch}
.hero-grid > div,.price-card,.stepper,.mini,details{
  background:#fff;
  border:1px solid rgba(0,70,173,.13);
  border-radius:22px;
  box-shadow:var(--lf-shadow);
}
.hero-grid > div{position:relative;overflow:hidden;padding:28px 28px 24px}
.hero-grid > div::before{content:"";position:absolute;top:0;left:0;right:0;height:8px;background:linear-gradient(90deg,var(--lf-blue-2),var(--lf-orange))}
.kicker{display:inline-flex;align-items:center;gap:9px;margin:0 0 12px;color:var(--lf-blue-2);font-size:11px;font-weight:900;letter-spacing:.10em;text-transform:uppercase;line-height:1.35}
.dot{display:inline-block;width:24px;height:3px;border-radius:99px;background:var(--lf-orange);flex:0 0 auto}
h1{margin:0;color:var(--lf-ink);font-size:clamp(27px,3.6vw,42px);line-height:1.05;font-weight:950;letter-spacing:-.045em}
.lead{max-width:66ch;margin:14px 0 0;color:var(--lf-muted);font-size:14px;line-height:1.7}
.hero-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}
.pillrow{display:flex;gap:8px;flex-wrap:wrap;margin-top:18px}
.pill{display:inline-flex;align-items:center;padding:7px 10px;border-radius:999px;background:#f4f7fb;border:1px solid var(--lf-line);color:#334155;font-size:11px;font-weight:800;letter-spacing:.03em}

.card{background:#fff;border:1px solid rgba(0,70,173,.13);border-radius:22px;box-shadow:var(--lf-shadow)}
.price-card{padding:18px}
.price{position:relative;overflow:hidden;display:grid;grid-template-columns:1fr auto;gap:16px;align-items:center;padding:18px;border-radius:18px;background:var(--lf-blue-2);color:#fff}
.price::after{content:"";position:absolute;top:-34px;right:-18px;width:126px;height:126px;border-radius:50%;background:var(--lf-blue-light);opacity:.95}
.price > *{position:relative;z-index:1}
.price .mxn{font-size:11px;font-weight:850;letter-spacing:.08em;text-transform:uppercase;color:rgba(255,255,255,.78)}
.price .amt{margin-top:3px;font-size:clamp(24px,3vw,34px);font-weight:950;letter-spacing:-.04em;color:#fff}
.price small{display:block;margin-top:4px;color:rgba(255,255,255,.74);font-size:11px;line-height:1.45}
.badge{display:inline-flex;align-items:center;justify-content:center;min-height:28px;padding:7px 9px;border-radius:999px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.22);color:#fff;font-size:10.5px;font-weight:850;letter-spacing:.045em;text-transform:uppercase;white-space:nowrap}
.divider{height:1px;background:var(--lf-line);margin:16px 0}
.list{margin:0;padding:0;list-style:none;display:grid;gap:10px}
.list li{display:flex;gap:10px;align-items:flex-start;color:#475569;font-size:13px;line-height:1.55}
.check{display:inline-flex;align-items:center;justify-content:center;width:20px;height:20px;flex:0 0 20px;margin-top:1px;border-radius:999px;background:#e8f7ee;border:1px solid rgba(34,197,94,.28);color:#16803b;font-size:12px;font-weight:900}
.note{margin:0;color:#7b8aa4;font-size:11px;line-height:1.5}

section{padding:14px 0}
.section-title{display:flex;align-items:flex-end;justify-content:space-between;gap:16px;margin-bottom:12px}
h2{margin:0;color:var(--lf-ink);font-size:clamp(21px,2.4vw,28px);line-height:1.14;font-weight:950;letter-spacing:-.035em}
.hint{max-width:430px;color:var(--lf-muted);font-size:12px;line-height:1.45;text-align:right}
.grid-3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}
.grid-2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}
.mini{padding:18px;box-shadow:0 14px 34px rgba(15,23,42,.08)}
.mini h3{margin:0 0 8px;color:var(--lf-ink);font-size:16px;line-height:1.2;font-weight:950;letter-spacing:-.015em}
.mini p{margin:0;color:var(--lf-muted);font-size:13px;line-height:1.65}

/* Formulario por proceso */
.stepper{overflow:hidden;padding:0}
.stepsbar{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:9px;margin:0;padding:12px;background:var(--lf-blue-2)}
.sitem{appearance:none;border:0;display:flex;align-items:center;justify-content:center;gap:8px;min-height:38px;padding:8px 10px;border-radius:12px;background:rgba(255,255,255,.10);color:rgba(255,255,255,.78);font-size:10.5px;font-weight:900;letter-spacing:.06em;text-transform:uppercase;cursor:pointer;user-select:none}
.sitem[aria-current="step"]{background:#fff;color:var(--lf-blue-2);box-shadow:0 10px 24px rgba(0,31,79,.16)}
.snum{display:inline-flex;align-items:center;justify-content:center;width:22px;height:22px;border-radius:999px;background:rgba(255,255,255,.18);color:#fff;font-size:10px;font-weight:900}
.sitem[aria-current="step"] .snum{background:var(--lf-blue-2);color:#fff}
#wizard{padding:22px}
.wstep[hidden]{display:none !important}
.formgrid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:13px 14px}
.span2{grid-column:1/-1}
label{display:block;margin-bottom:5px;color:#1e293b;font-size:10.5px;font-weight:900;letter-spacing:.05em;text-transform:uppercase}
input,select,textarea{width:100%;min-height:42px;border:1px solid #cbd8ea;border-radius:11px;background:#fff;color:#0f172a;padding:9px 11px;outline:none;font-size:13px;transition:border-color .2s ease,box-shadow .2s ease,background .2s ease}
textarea{min-height:70px;resize:vertical}
input::placeholder,textarea::placeholder{color:#94a3b8}
input:focus,select:focus,textarea:focus{border-color:var(--lf-blue-2);box-shadow:0 0 0 4px rgba(0,70,173,.12)}
input[type="checkbox"],input[type="radio"]{width:17px!important;min-height:auto;height:17px;display:inline-block;vertical-align:middle;margin:0 9px 0 0;accent-color:var(--lf-blue-2)}
.formgrid label:has(input[type="checkbox"]){display:flex;align-items:flex-start;gap:0;padding:12px;border:1px solid var(--lf-line);border-radius:12px;background:#f8fbff;color:#334155;font-size:12px;line-height:1.4;text-transform:none;letter-spacing:0;font-weight:700}
.form-actions{display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap;margin-top:16px}
#resumen{margin:0;color:#334155!important;font-size:13px;line-height:1.6}

/* FAQ y footer */
details{padding:15px 16px;box-shadow:0 12px 30px rgba(15,23,42,.07)}
details + details{margin-top:9px}
summary{cursor:pointer;color:var(--lf-ink);font-weight:900;font-size:14px}
details p{margin:9px 0 0;color:var(--lf-muted);font-size:13px;line-height:1.65}
footer{margin-top:16px;padding:22px 0 34px;border-top:1px solid var(--lf-line);background:#fff}
.foot{display:flex;align-items:flex-start;justify-content:space-between;gap:24px;flex-wrap:wrap}
.foot small{display:block;max-width:760px;color:var(--lf-muted);font-size:11px;line-height:1.6}
.footer-logo{max-height:48px}.footer-allianz{max-height:30px;filter:none;opacity:1}
.float{position:fixed;right:14px;bottom:14px;z-index:60;display:flex;flex-direction:column;gap:8px;align-items:flex-end}.float .btn{box-shadow:0 12px 30px rgba(15,23,42,.22)}

@media (max-width:980px){
  .hero-grid{grid-template-columns:1fr}.grid-3,.grid-2{grid-template-columns:1fr}.hint{text-align:left}.section-title{align-items:flex-start;flex-direction:column}.nav .links{display:none}.logo-retirum{max-height:58px}.logo-allianz{max-height:32px}
}
@media (max-width:680px){
  body{font-size:14px}.wrap{padding:0 12px}.nav{min-height:66px}.logo-retirum{max-height:52px}.logo-allianz{max-height:28px}.nav .btn{display:none}.hero{padding-top:16px}.hero-grid > div{padding:22px 18px}.price{grid-template-columns:1fr}.stepsbar{grid-template-columns:1fr;gap:7px}#wizard{padding:17px}.formgrid{grid-template-columns:1fr}.span2{grid-column:auto}.form-actions{align-items:stretch;flex-direction:column}.btn{width:100%}.float{left:12px;right:12px;align-items:stretch}.float .btn{width:100%}footer{padding-bottom:86px}
}

/* Checkbox de consentimiento: legible en fondo blanco y con estado de error */
.terms-label{
  display:flex !important;
  align-items:flex-start;
  gap:10px;
  padding:12px;
  border:1px solid var(--lf-line);
  border-radius:12px;
  background:#f8fbff;
  color:#334155 !important;
  font-size:12px !important;
  line-height:1.45;
  text-transform:none !important;
  letter-spacing:0 !important;
  font-weight:700 !important;
}
.terms-label input{
  width:17px !important;
  height:17px !important;
  min-height:auto !important;
  margin:1px 0 0 !important;
  flex:0 0 17px;
  accent-color:var(--lf-blue-2);
}
.terms-label span{color:inherit;}
.terms-label.is-error{
  color:#c62828 !important;
  border-color:rgba(198,40,40,.42);
  background:#fff7f7;
}
.terms-label.is-error input{
  outline:2px solid rgba(198,40,40,.28);
  outline-offset:2px;
}


/* =========================================================
   STYLE2.CSS — LANDING MOD40 FORM
   Source: retirum-mod40-formulario.css
   ========================================================= */

:root{
  --lf-blue:#00327c;
  --lf-blue-2:#0046ad;
  --lf-blue-dark:#001f4f;
  --lf-blue-light:#2f66c4;
  --lf-orange:#f47521;
  --lf-ink:#0f172a;
  --lf-text:#475569;
  --lf-muted:#64748b;
  --lf-line:#dbe4f0;
  --lf-soft:#f4f7fb;
  --lf-white:#ffffff;
  --lf-shadow:0 24px 60px rgba(15,23,42,.16);
  --lf-font:"Montserrat",Helvetica,Arial,sans-serif;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:linear-gradient(145deg,#eef5ff 0%,#ffffff 44%,#f6f8fb 100%);color:var(--lf-text);font-family:var(--lf-font);font-size:16px;line-height:1.55}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
button,input,select,textarea{font:inherit}
button{cursor:pointer}

.landing-form-page{min-height:100vh;display:flex;align-items:center;justify-content:center;padding:34px 16px;background:radial-gradient(circle at top right,rgba(0,70,173,.18),rgba(0,70,173,0) 34%),linear-gradient(145deg,#eef5ff 0%,#fff 52%,#f6f8fb 100%)}
.landing-form-shell{width:min(980px,100%)}
.landing-form-card{position:relative;overflow:hidden;background:#fff;border:1px solid rgba(0,70,173,.14);border-radius:28px;box-shadow:var(--lf-shadow)}
.landing-form-card::before{content:"";display:block;height:88px;background:var(--lf-blue-2)}
.landing-form-card::after{content:"";position:absolute;top:-34px;right:-18px;width:132px;height:132px;border-radius:50%;background:var(--lf-blue-light);opacity:.95}
.landing-form-brand{position:absolute;top:20px;left:24px;right:24px;z-index:2;display:flex;align-items:center;justify-content:space-between;gap:16px;color:#fff}
.landing-form-brand img{max-height:38px;width:auto}
.landing-form-brand span{font-size:11px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;opacity:.92}
.landing-form-heading{padding:30px 34px 0;text-align:left}
.landing-form-kicker{display:inline-flex;align-items:center;gap:8px;margin:0 0 10px;color:var(--lf-blue-2);font-size:12px;font-weight:900;letter-spacing:.12em;text-transform:uppercase}
.landing-form-kicker::before{content:"";width:24px;height:3px;border-radius:99px;background:var(--lf-orange)}
.landing-form-heading h1{margin:0;color:var(--lf-ink);font-size:clamp(30px,4vw,42px);line-height:1.08;font-weight:900;letter-spacing:-.04em}
.landing-form-heading p:not(.landing-form-kicker){max-width:720px;margin:12px 0 0;color:var(--lf-muted);font-size:15px;line-height:1.7}

.stepsbar{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin:26px 34px 0;padding:10px;border:1px solid var(--lf-line);border-radius:18px;background:var(--lf-soft)}
.sitem{appearance:none;border:0;display:flex;align-items:center;justify-content:center;gap:9px;min-height:46px;padding:10px 12px;border-radius:13px;background:transparent;color:#52647d;font-size:12px;font-weight:900;letter-spacing:.06em;text-transform:uppercase;transition:background .2s ease,color .2s ease,box-shadow .2s ease}
.sitem[aria-current="step"]{background:#fff;color:var(--lf-blue-2);box-shadow:0 10px 24px rgba(15,23,42,.08)}
.snum{display:inline-flex;align-items:center;justify-content:center;width:26px;height:26px;border-radius:999px;background:#dce9fb;color:var(--lf-blue-2);font-size:12px;font-weight:900}
.sitem[aria-current="step"] .snum{background:var(--lf-blue-2);color:#fff}

.landing-form{padding:26px 34px 34px}
.wstep[hidden]{display:none !important}
.formgrid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.formgrid .span2{grid-column:1/-1}
.landing-form label:not(.chk){display:block;margin-bottom:7px;color:#1e293b;font-size:12px;font-weight:900;letter-spacing:.05em;text-transform:uppercase}
.landing-form input,.landing-form select,.landing-form textarea{width:100%;min-height:48px;border:1px solid #cbd8ea;border-radius:12px;background:#fff;color:#0f172a;padding:12px 14px;outline:none;transition:border-color .2s ease,box-shadow .2s ease,background .2s ease}
.landing-form textarea{resize:vertical;min-height:96px}
.landing-form input:focus,.landing-form select:focus,.landing-form textarea:focus{border-color:var(--lf-blue-2);box-shadow:0 0 0 4px rgba(0,70,173,.12)}
.landing-form input.is-invalid,.landing-form select.is-invalid,.landing-form textarea.is-invalid{border-color:#ef4444;background:#fffafa}
.chk{display:flex;align-items:flex-start;gap:10px;margin:4px 0 0;padding:14px;border:1px solid var(--lf-line);border-radius:14px;background:#f8fbff;color:#334155;font-size:13px;line-height:1.5}
.chk input{width:18px;min-height:auto;height:18px;flex:0 0 auto;margin-top:2px}
.chk.is-invalid{border-color:#ef4444;color:#b91c1c;background:#fff7f7}
.form-actions{display:flex;align-items:center;justify-content:space-between;gap:16px;margin-top:22px}
.form-actions-split{justify-content:flex-end}
.note{margin:0;color:#7b8aa4;font-size:12px;line-height:1.5}
.btn-clean-primary,.btn-clean-secondary{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:12px 18px;border-radius:9px;border:1px solid transparent;font-size:12px;font-weight:800;line-height:1.2;letter-spacing:.05em;text-transform:uppercase;transition:background-color .2s ease,border-color .2s ease,color .2s ease,transform .2s ease,box-shadow .2s ease}
.btn-clean-primary{background:var(--lf-blue-2);border-color:var(--lf-blue-2);color:#fff;box-shadow:0 8px 18px rgba(0,70,173,.18)}
.btn-clean-primary:hover{background:var(--lf-blue-dark);border-color:var(--lf-blue-dark);transform:translateY(-1px);box-shadow:0 10px 24px rgba(0,70,173,.28)}
.btn-clean-secondary{background:#fff;border-color:#b8c8dd;color:var(--lf-blue-dark)}
.btn-clean-secondary:hover{border-color:var(--lf-blue-2);color:var(--lf-blue-2);transform:translateY(-1px);box-shadow:0 8px 18px rgba(15,23,42,.08)}
.summary-box{padding:20px;border:1px solid var(--lf-line);border-radius:18px;background:#f8fbff}
.summary-box h2{margin:0 0 9px;color:var(--lf-ink);font-size:18px;line-height:1.2;font-weight:900;letter-spacing:-.02em}
.summary-box p{margin:0;color:#334155;font-size:14px;line-height:1.7}
.final-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:16px}
.final-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:14px}
.final-actions .btn-clean-primary,.final-actions .btn-clean-secondary{flex:1 1 170px}

@media (max-width:760px){
  .landing-form-page{align-items:flex-start;padding:16px 10px}
  .landing-form-card{border-radius:22px}
  .landing-form-card::before{height:78px}
  .landing-form-brand{top:17px;left:18px;right:18px}
  .landing-form-brand img{max-height:34px}
  .landing-form-brand span{display:none}
  .landing-form-heading{padding:24px 20px 0}
  .stepsbar{grid-template-columns:1fr;margin:22px 20px 0}
  .landing-form{padding:22px 20px 24px}
  .formgrid,.final-grid{grid-template-columns:1fr}
  .formgrid .span2{grid-column:auto}
  .form-actions{align-items:stretch;flex-direction:column}
  .form-actions-split{align-items:stretch}
  .btn-clean-primary,.btn-clean-secondary{width:100%}
}


/* =========================================================
   STYLE2.CSS — LANDING MOD40 COMPACT OVERRIDES
   Source: retirum-mod40-formulario-compacto.css
   ========================================================= */

:root{
  --lf-blue:#00327c;
  --lf-blue-2:#0046ad;
  --lf-blue-dark:#001f4f;
  --lf-blue-light:#2f66c4;
  --lf-orange:#f47521;
  --lf-ink:#0f172a;
  --lf-text:#475569;
  --lf-muted:#64748b;
  --lf-line:#dbe4f0;
  --lf-soft:#f4f7fb;
  --lf-white:#ffffff;
  --lf-shadow:0 24px 60px rgba(15,23,42,.16);
  --lf-font:"Montserrat",Helvetica,Arial,sans-serif;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:linear-gradient(145deg,#eef5ff 0%,#ffffff 44%,#f6f8fb 100%);color:var(--lf-text);font-family:var(--lf-font);font-size:16px;line-height:1.55}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
button,input,select,textarea{font:inherit}
button{cursor:pointer}

.landing-form-page{min-height:100vh;display:flex;align-items:center;justify-content:center;padding:34px 16px;background:radial-gradient(circle at top right,rgba(0,70,173,.18),rgba(0,70,173,0) 34%),linear-gradient(145deg,#eef5ff 0%,#fff 52%,#f6f8fb 100%)}
.landing-form-shell{width:min(980px,100%)}
.landing-form-card{position:relative;overflow:hidden;background:#fff;border:1px solid rgba(0,70,173,.14);border-radius:28px;box-shadow:var(--lf-shadow)}
.landing-form-card::before{content:"";display:block;height:88px;background:var(--lf-blue-2)}
.landing-form-card::after{content:"";position:absolute;top:-34px;right:-18px;width:132px;height:132px;border-radius:50%;background:var(--lf-blue-light);opacity:.95}
.landing-form-brand{position:absolute;top:20px;left:24px;right:24px;z-index:2;display:flex;align-items:center;justify-content:space-between;gap:16px;color:#fff}
.landing-form-brand img{max-height:38px;width:auto}
.landing-form-brand span{font-size:11px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;opacity:.92}
.landing-form-heading{padding:30px 34px 0;text-align:left}
.landing-form-kicker{display:inline-flex;align-items:center;gap:8px;margin:0 0 10px;color:var(--lf-blue-2);font-size:12px;font-weight:900;letter-spacing:.12em;text-transform:uppercase}
.landing-form-kicker::before{content:"";width:24px;height:3px;border-radius:99px;background:var(--lf-orange)}
.landing-form-heading h1{margin:0;color:var(--lf-ink);font-size:clamp(30px,4vw,42px);line-height:1.08;font-weight:900;letter-spacing:-.04em}
.landing-form-heading p:not(.landing-form-kicker){max-width:720px;margin:12px 0 0;color:var(--lf-muted);font-size:15px;line-height:1.7}

.stepsbar{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin:26px 34px 0;padding:10px;border:1px solid var(--lf-line);border-radius:18px;background:var(--lf-soft)}
.sitem{appearance:none;border:0;display:flex;align-items:center;justify-content:center;gap:9px;min-height:46px;padding:10px 12px;border-radius:13px;background:transparent;color:#52647d;font-size:12px;font-weight:900;letter-spacing:.06em;text-transform:uppercase;transition:background .2s ease,color .2s ease,box-shadow .2s ease}
.sitem[aria-current="step"]{background:#fff;color:var(--lf-blue-2);box-shadow:0 10px 24px rgba(15,23,42,.08)}
.snum{display:inline-flex;align-items:center;justify-content:center;width:26px;height:26px;border-radius:999px;background:#dce9fb;color:var(--lf-blue-2);font-size:12px;font-weight:900}
.sitem[aria-current="step"] .snum{background:var(--lf-blue-2);color:#fff}

.landing-form{padding:26px 34px 34px}
.wstep[hidden]{display:none !important}
.formgrid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.formgrid .span2{grid-column:1/-1}
.landing-form label:not(.chk){display:block;margin-bottom:7px;color:#1e293b;font-size:12px;font-weight:900;letter-spacing:.05em;text-transform:uppercase}
.landing-form input,.landing-form select,.landing-form textarea{width:100%;min-height:48px;border:1px solid #cbd8ea;border-radius:12px;background:#fff;color:#0f172a;padding:12px 14px;outline:none;transition:border-color .2s ease,box-shadow .2s ease,background .2s ease}
.landing-form textarea{resize:vertical;min-height:96px}
.landing-form input:focus,.landing-form select:focus,.landing-form textarea:focus{border-color:var(--lf-blue-2);box-shadow:0 0 0 4px rgba(0,70,173,.12)}
.landing-form input.is-invalid,.landing-form select.is-invalid,.landing-form textarea.is-invalid{border-color:#ef4444;background:#fffafa}
.chk{display:flex;align-items:flex-start;gap:10px;margin:4px 0 0;padding:14px;border:1px solid var(--lf-line);border-radius:14px;background:#f8fbff;color:#334155;font-size:13px;line-height:1.5}
.chk input{width:18px;min-height:auto;height:18px;flex:0 0 auto;margin-top:2px}
.chk.is-invalid{border-color:#ef4444;color:#b91c1c;background:#fff7f7}
.form-actions{display:flex;align-items:center;justify-content:space-between;gap:16px;margin-top:22px}
.form-actions-split{justify-content:flex-end}
.note{margin:0;color:#7b8aa4;font-size:12px;line-height:1.5}
.btn-clean-primary,.btn-clean-secondary{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:12px 18px;border-radius:9px;border:1px solid transparent;font-size:12px;font-weight:800;line-height:1.2;letter-spacing:.05em;text-transform:uppercase;transition:background-color .2s ease,border-color .2s ease,color .2s ease,transform .2s ease,box-shadow .2s ease}
.btn-clean-primary{background:var(--lf-blue-2);border-color:var(--lf-blue-2);color:#fff;box-shadow:0 8px 18px rgba(0,70,173,.18)}
.btn-clean-primary:hover{background:var(--lf-blue-dark);border-color:var(--lf-blue-dark);transform:translateY(-1px);box-shadow:0 10px 24px rgba(0,70,173,.28)}
.btn-clean-secondary{background:#fff;border-color:#b8c8dd;color:var(--lf-blue-dark)}
.btn-clean-secondary:hover{border-color:var(--lf-blue-2);color:var(--lf-blue-2);transform:translateY(-1px);box-shadow:0 8px 18px rgba(15,23,42,.08)}
.summary-box{padding:20px;border:1px solid var(--lf-line);border-radius:18px;background:#f8fbff}
.summary-box h2{margin:0 0 9px;color:var(--lf-ink);font-size:18px;line-height:1.2;font-weight:900;letter-spacing:-.02em}
.summary-box p{margin:0;color:#334155;font-size:14px;line-height:1.7}
.final-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:16px}
.final-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:14px}
.final-actions .btn-clean-primary,.final-actions .btn-clean-secondary{flex:1 1 170px}

@media (max-width:760px){
  .landing-form-page{align-items:flex-start;padding:16px 10px}
  .landing-form-card{border-radius:22px}
  .landing-form-card::before{height:78px}
  .landing-form-brand{top:17px;left:18px;right:18px}
  .landing-form-brand img{max-height:34px}
  .landing-form-brand span{display:none}
  .landing-form-heading{padding:24px 20px 0}
  .stepsbar{grid-template-columns:1fr;margin:22px 20px 0}
  .landing-form{padding:22px 20px 24px}
  .formgrid,.final-grid{grid-template-columns:1fr}
  .formgrid .span2{grid-column:auto}
  .form-actions{align-items:stretch;flex-direction:column}
  .form-actions-split{align-items:stretch}
  .btn-clean-primary,.btn-clean-secondary{width:100%}
}


/* Ajuste compacto: landing sin secciones extra y encabezado reducido */
body{
  font-size:14px;
  line-height:1.42;
  overflow-x:hidden;
}
.landing-form-page{
  min-height:100dvh;
  align-items:flex-start;
  padding:12px 12px;
}
.landing-form-shell{
  width:min(820px,100%);
}
.landing-form-card{
  border-radius:20px;
  box-shadow:0 16px 42px rgba(15,23,42,.13);
}
.landing-form-card::before{
  height:56px;
}
.landing-form-card::after{
  top:-44px;
  right:-28px;
  width:112px;
  height:112px;
}
.landing-form-brand{
  top:12px;
  left:20px;
  right:20px;
}
.landing-form-brand img{
  max-height:30px;
  width:auto;
}
.landing-form-brand span{
  font-size:10px;
  letter-spacing:.10em;
}
.landing-form-heading{
  padding:18px 24px 0;
}
.landing-form-kicker{
  margin-bottom:6px;
  font-size:10px;
  letter-spacing:.10em;
}
.landing-form-kicker::before{
  width:18px;
  height:2px;
}
.landing-form-heading h1{
  font-size:clamp(22px,3vw,30px);
  line-height:1.02;
  letter-spacing:-.035em;
}
.landing-form-heading p:not(.landing-form-kicker){
  margin-top:6px;
  max-width:640px;
  font-size:12.5px;
  line-height:1.45;
}
.stepsbar{
  gap:7px;
  margin:14px 24px 0;
  padding:7px;
  border-radius:14px;
}
.sitem{
  min-height:34px;
  padding:6px 8px;
  border-radius:10px;
  font-size:10px;
  gap:7px;
}
.snum{
  width:20px;
  height:20px;
  font-size:10px;
}
.landing-form{
  padding:16px 24px 22px;
}
.formgrid{
  gap:10px 12px;
}
.landing-form label:not(.chk){
  margin-bottom:4px;
  font-size:10.5px;
  letter-spacing:.045em;
}
.landing-form input,
.landing-form select,
.landing-form textarea{
  min-height:38px;
  border-radius:10px;
  padding:8px 10px;
  font-size:13px;
}
.landing-form textarea{
  min-height:58px;
  rows:2;
}
.chk{
  padding:9px 10px;
  border-radius:10px;
  font-size:11.5px;
  line-height:1.35;
}
.chk input{
  width:16px;
  height:16px;
}
.form-actions{
  margin-top:14px;
  gap:12px;
}
.note{
  font-size:10.5px;
  line-height:1.35;
}
.btn-clean-primary,
.btn-clean-secondary{
  min-height:34px;
  padding:8px 13px;
  border-radius:8px;
  font-size:10.5px;
  letter-spacing:.045em;
}
.summary-box{
  padding:13px;
  border-radius:14px;
}
.summary-box h2{
  margin-bottom:5px;
  font-size:14px;
}
.summary-box p{
  font-size:12px;
  line-height:1.45;
}
.final-grid{
  gap:10px;
  margin-top:10px;
}
.final-actions{
  gap:8px;
  margin-top:10px;
}
.final-actions .btn-clean-primary,
.final-actions .btn-clean-secondary{
  flex:1 1 140px;
}

@media (min-width:900px) and (max-height:760px){
  .landing-form-page{padding:8px 12px;}
  .landing-form-shell{width:min(790px,100%);}
  .landing-form-card::before{height:50px;}
  .landing-form-brand{top:10px;}
  .landing-form-brand img{max-height:26px;}
  .landing-form-heading{padding:14px 22px 0;}
  .landing-form-heading h1{font-size:25px;}
  .landing-form-heading p:not(.landing-form-kicker){font-size:12px;line-height:1.35;}
  .stepsbar{margin-top:10px;}
  .landing-form{padding-top:12px;padding-bottom:16px;}
  .formgrid{gap:8px 10px;}
  .landing-form input,.landing-form select{min-height:34px;padding:7px 9px;}
  .landing-form textarea{min-height:44px;}
  .form-actions{margin-top:10px;}
}

@media (max-width:760px){
  .landing-form-page{padding:10px 8px;}
  .landing-form-card{border-radius:18px;}
  .landing-form-card::before{height:54px;}
  .landing-form-brand{top:12px;left:16px;right:16px;}
  .landing-form-brand img{max-height:28px;}
  .landing-form-heading{padding:16px 16px 0;}
  .landing-form-heading h1{font-size:24px;}
  .landing-form-heading p:not(.landing-form-kicker){font-size:12px;}
  .stepsbar{grid-template-columns:repeat(3,minmax(0,1fr));margin:12px 16px 0;padding:6px;gap:5px;}
  .sitem{min-height:32px;padding:5px 4px;font-size:9px;gap:4px;}
  .snum{width:18px;height:18px;font-size:9px;}
  .landing-form{padding:14px 16px 18px;}
  .formgrid{gap:9px;}
  .form-actions{margin-top:12px;}
}

@media (max-width:420px){
  .stepsbar{grid-template-columns:1fr;}
  .landing-form-brand span{display:none;}
}


/* =========================================================
   STYLE2.CSS — COMPATIBILITY PATCHES
   Un solo llamado CSS para home, secundarias, landing y calculadora.
   ========================================================= */

/* Evita que el CSS de landing afecte demasiado los botones de páginas secundarias */
.rb-page .rb-btn,
.rs-page .rs-btn{ text-decoration:none; }

/* Compatibilidad para páginas que siguen usando clases antiguas */
.rb-nav a.is-active::after{transform:scaleX(1)}

/* Calculadora de productos: asegurar lectura dentro de páginas secundarias */
.rs-page .retirum-savings-calculator,
.rb-page .retirum-savings-calculator{
  font-family:var(--rs-font, var(--rb-font, "Montserrat", Helvetica, Arial, sans-serif));
}

/* Botones deshabilitados para formularios */
button:disabled,
.btn:disabled,
.rb-btn:disabled,
.rs-btn:disabled,
.btn-clean-primary:disabled,
.btn-clean-secondary:disabled{
  opacity:.62;
  cursor:not-allowed;
  transform:none !important;
  box-shadow:none !important;
}

/* =========================================================
   STYLE2.CSS — CALCULADORA DE AHORRO / PRODUCTOS
   Integrado al final para conservar prioridad visual
   Source: retirum-productos-calculadora.css
   ========================================================= */
/* Calculadora de ahorro Retirum para páginas secundarias */
.rs-savings-calculator{
  background:#f4f7fb;
}

.rs-savings-box{
  display:grid;
  grid-template-columns:minmax(0,1.02fr) minmax(360px,.98fr);
  gap:24px;
  align-items:stretch;
}

.rs-savings-controls,
.rs-savings-results{
  border-radius:28px;
  padding:32px;
}

.rs-savings-controls{
  background:#ffffff;
  border:1px solid rgba(0,50,124,.14);
  box-shadow:0 18px 44px rgba(0,31,79,.08);
}

.rs-savings-controls h3,
.rs-savings-results h3{
  margin:14px 0 12px;
  font-size:clamp(1.55rem,2.4vw,2.25rem);
  line-height:1.08;
  font-weight:950;
  letter-spacing:-.04em;
}

.rs-savings-muted,
.rs-savings-results p{
  margin:0 0 24px;
  color:#5e6f89;
  line-height:1.7;
}

.rs-pill{
  display:inline-flex;
  align-items:center;
  min-height:34px;
  padding:8px 16px;
  border-radius:999px;
  background:#e8f1ff;
  color:#0046ad;
  font-size:.76rem;
  font-weight:950;
  letter-spacing:.11em;
  text-transform:uppercase;
}

.rs-pill--light{
  background:rgba(255,255,255,.15);
  color:#ffffff;
}

.rs-savings-range-field{
  margin-top:24px;
}

.rs-savings-range-field__top{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:18px;
  margin-bottom:12px;
}

.rs-savings-range-field__top label,
.rs-savings-fixed-value strong,
.rs-savings-tax-box strong{
  color:#061d3e;
  font-size:.92rem;
  font-weight:950;
  letter-spacing:.02em;
  text-transform:uppercase;
}

.rs-savings-range-field__top strong{
  color:#0046ad;
  font-size:1.04rem;
  font-weight:950;
  white-space:nowrap;
}

.rs-savings-range{
  width:100%;
  height:8px;
  border-radius:999px;
  outline:none;
  appearance:none;
  background:linear-gradient(90deg,#0056c9 var(--range-progress,50%),#d8e2ef var(--range-progress,50%));
}

.rs-savings-range::-webkit-slider-thumb{
  appearance:none;
  width:26px;
  height:26px;
  border-radius:50%;
  background:#ffffff;
  border:6px solid #0056c9;
  box-shadow:0 10px 24px rgba(0,70,173,.28);
  cursor:pointer;
}

.rs-savings-range::-moz-range-thumb{
  width:16px;
  height:16px;
  border-radius:50%;
  background:#ffffff;
  border:6px solid #0056c9;
  box-shadow:0 10px 24px rgba(0,70,173,.28);
  cursor:pointer;
}

.rs-savings-range-field__limits{
  display:flex;
  justify-content:space-between;
  margin-top:12px;
  color:#6b7890;
  font-size:.86rem;
  font-weight:800;
}

.rs-savings-fixed-value,
.rs-savings-tax-box{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:18px;
  margin-top:26px;
  padding:20px;
  border-radius:18px;
  background:#f3f6fa;
  border:1px solid rgba(0,50,124,.1);
}

.rs-savings-fixed-value small,
.rs-savings-tax-box small{
  display:block;
  margin-top:8px;
  color:#6b7890;
  line-height:1.5;
}

.rs-savings-fixed-value span{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-width:72px;
  min-height:54px;
  border-radius:14px;
  background:#ffffff;
  color:#0046ad;
  font-size:1.45rem;
  font-weight:950;
}

.rs-savings-toggle{
  display:flex;
  gap:8px;
  flex-shrink:0;
}

.rs-savings-toggle button{
  width:56px;
  height:46px;
  border:1px solid rgba(0,50,124,.18);
  border-radius:999px;
  background:#ffffff;
  color:#00327c;
  font-weight:950;
  cursor:pointer;
}

.rs-savings-toggle button.is-active{
  background:#0046ad;
  border-color:#0046ad;
  color:#ffffff;
}

.rs-savings-results{
  background:#00327c;
  color:#ffffff;
  box-shadow:0 24px 58px rgba(0,31,79,.18);
}

.rs-savings-results p{
  color:rgba(255,255,255,.82);
}

.rs-savings-results-list{
  margin:28px 0 26px;
}

.rs-savings-results-list div{
  display:flex;
  justify-content:space-between;
  gap:18px;
  padding:16px 0;
  border-bottom:1px solid rgba(255,255,255,.15);
}

.rs-savings-results-list dt{
  margin:0;
  color:rgba(255,255,255,.9);
  font-weight:850;
}

.rs-savings-results-list dd{
  margin:0;
  font-size:1.12rem;
  font-weight:950;
  text-align:right;
}

.rs-savings-highlight{
  margin:18px 0 22px;
  padding:24px;
  border-radius:20px;
  background:#ffffff;
  color:#061d3e;
}

.rs-savings-highlight span{
  display:block;
  color:#697891;
  font-size:.84rem;
  font-weight:950;
  letter-spacing:.08em;
  text-transform:uppercase;
}

.rs-savings-highlight strong{
  display:block;
  margin-top:8px;
  color:#0046ad;
  font-size:clamp(2.1rem,4.5vw,3.3rem);
  line-height:.98;
  font-weight:950;
  letter-spacing:-.05em;
}

.rs-savings-highlight small{
  display:block;
  margin-top:10px;
  color:#6b7890;
  line-height:1.45;
}

.rs-savings-cta{
  width:100%;
  justify-content:center;
}

.rs-savings-disclaimer{
  display:block;
  margin-top:16px;
  color:rgba(255,255,255,.65);
  line-height:1.5;
}

@media (max-width: 980px){
  .rs-savings-box{
    grid-template-columns:1fr;
  }
}

@media (max-width: 640px){
  .rs-savings-controls,
  .rs-savings-results{
    padding:24px 18px;
    border-radius:22px;
  }

  .rs-savings-fixed-value,
  .rs-savings-tax-box{
    align-items:flex-start;
    flex-direction:column;
  }

  .rs-savings-results-list div{
    align-items:flex-start;
    flex-direction:column;
    gap:8px;
  }

  .rs-savings-results-list dd{
    text-align:left;
  }
}

/* Blindaje de integración: evita que reglas globales de landings reduzcan el espaciado */
section.rs-savings-calculator,
.rs-section.rs-savings-calculator{
  padding:66px 0;
  background:#f4f7fb;
}

@media (max-width:640px){
  section.rs-savings-calculator,
  .rs-section.rs-savings-calculator{
    padding:52px 0;
  }
}

/* =========================================================
   RETIRUM - CORRECCIÓN RANGES CALCULADORA HOME
   Mantiene el estilo original de /mx/css/ant/ dentro de style2.css
   Debe ir al final del archivo para pisar reglas globales input/select.
   ========================================================= */
.rb-simulator .rb-range,
.rb-range{
  -webkit-appearance:none !important;
  appearance:none !important;
  display:block !important;
  width:100% !important;
  height:8px !important;
  min-height:8px !important;
  padding:0 !important;
  border:0 !important;
  border-radius:999px !important;
  outline:none !important;
  background:linear-gradient(
    to right,
    var(--rb-blue-2) 0%,
    var(--rb-blue-2) var(--range-progress,0%),
    #dbe4f0 var(--range-progress,0%),
    #dbe4f0 100%
  ) !important;
  box-shadow:none !important;
  cursor:pointer;
}

.rb-simulator .rb-range::-webkit-slider-runnable-track,
.rb-range::-webkit-slider-runnable-track{
  -webkit-appearance:none !important;
  width:100% !important;
  height:8px !important;
  border:0 !important;
  border-radius:999px !important;
  background:transparent !important;
  box-shadow:none !important;
}

.rb-simulator .rb-range::-webkit-slider-thumb,
.rb-range::-webkit-slider-thumb{
  -webkit-appearance:none !important;
  appearance:none !important;
  width:22px !important;
  height:22px !important;
  margin-top:-7px !important;
  border-radius:50% !important;
  background:#fff !important;
  border:5px solid var(--rb-blue-2) !important;
  box-shadow:0 4px 14px rgba(0,70,173,.28) !important;
  cursor:pointer !important;
}

.rb-simulator .rb-range::-moz-range-track,
.rb-range::-moz-range-track{
  width:100% !important;
  height:8px !important;
  border:0 !important;
  border-radius:999px !important;
  background:#dbe4f0 !important;
  box-shadow:none !important;
}

.rb-simulator .rb-range::-moz-range-progress,
.rb-range::-moz-range-progress{
  height:8px !important;
  border-radius:999px !important;
  background:var(--rb-blue-2) !important;
}

.rb-simulator .rb-range::-moz-range-thumb,
.rb-range::-moz-range-thumb{
  width:14px !important;
  height:14px !important;
  border-radius:50% !important;
  background:#fff !important;
  border:5px solid var(--rb-blue-2) !important;
  box-shadow:0 4px 14px rgba(0,70,173,.28) !important;
  cursor:pointer !important;
}

.rb-simulator .rb-range:focus,
.rb-range:focus{
  box-shadow:none !important;
}

.rb-simulator .rb-range:focus-visible::-webkit-slider-thumb,
.rb-range:focus-visible::-webkit-slider-thumb{
  box-shadow:0 0 0 4px rgba(0,70,173,.14), 0 4px 14px rgba(0,70,173,.28) !important;
}

.rb-simulator .rb-range:focus-visible::-moz-range-thumb,
.rb-range:focus-visible::-moz-range-thumb{
  box-shadow:0 0 0 4px rgba(0,70,173,.14), 0 4px 14px rgba(0,70,173,.28) !important;
}